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A Will and Life Insurance: What’s the Difference?

A ‘last will and testament’ is commonly known as the simple word ‘will’. A will is the document you prepare before your death that declares what you would like done with the assets you leave behind. Among other things,...

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5 Fun Facts about Women and Insurance

International Women’s Day celebrates the advancement and achievements of women around the globe. Women are spotlighted in every aspect of life – home, business, politics, and insurance protection. Prime Insurance...

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Adult Child in a Parent’s Home: Will Insurance Cover?

Adult children living with their parents: it’s a trend taking place all over the country with the State of NJ ranking the highest percentage. If this living arrangement resonates in your residence, it’s wise to study ...

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How to Enhance Family Time Together

It is particularly during holiday times that families can strengthen the bonds that unite them. Here are a few tips highlighting the topic. RELATED: keeping holiday cooking safe Holidays and Beyond: Five Ways to Family...

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When Burial Costs are the Benefit in a Life Insurance Policy

Life insurance is your way of planning for the financial future of your family after you are gone. Adding a death benefit to a life insurance policy gives you and your family the extra peace of mind in knowing that...

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How to Make an Insurance Customer Happy

PRIME Insurance: The Art of Customer Service - Prime Insurance does it again and again, making clients, satisfied customers. Below you’ll find a recent interactive email conversation between a homeowner’s insurance...

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Fun Facts about Winning the Lottery

Insurance and Six Other Things Related to Big Winners - Insurance for lottery winners? Yup, big money winners may lose sight of the larger picture. Life insurance is a smart option for anyone. When it comes to mega...

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When Insurance Becomes Funny – 6 Jokes about Serious Stuff

Insurance matters can be serious stuff, yet as the weekend nears, we felt it’s time to take the edge off of a busy work week. Join in the fun presented by Prime with these funny pieces of insurance witticism! An...

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Fun and Intriguing Facts about Insurance Matters

Most people would classify insurance as dry and boring. If you ask the professionals though, they’ll tell you that insurance can involve some of the most interesting points. We bring you a sprinkling of facts that may...

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How to Protect Your Child from Risk of Abduction

- A PRIME Insurance Special on Child Safety - Abduction, harassment and abuse: if you are like most responsible parents, these are terrifying subjects of worry in relation to your kids. While most youngsters pass safely...

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How to Have a Faster Security Check at Airports

Summertime and holidays are the busiest seasons for airports. Make your security check as efficient and painless as possible by following stress-free suggestions. MORE: How to protect yourself from unexpected travel...

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How to Keep Fire-Safe in an Apartment Building

Fire in an apartment building? The mere thought sends shudders up anyone's back - including those of us in the insurance industry! RELATED: How the apartment dweller can protect his/her belongings With so many family...

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Meet the PRIME Insurance Agency Team

Focus on Joseph Feldman, P&C Insurance Agent - Joseph Feldman, Property & Casualty Agent at PRIME Insurance Agency Q: Thank you, Joseph, for taking the time to discuss your role at PRIME Insurance. Tell us, how...

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9 Facts about Racism and Discrimination

- - In the beginning of the 1900s, certain US churches hung a piece of pine wood attached to a comb on the entryway. Only those with skin that was lighter than the wood and with hair that could be combed without a snag...

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Fun Facts about the Ship, Boat and Watercraft

Why are some watercraft called ships, others boats and still others yachts? What are the different uses? PRIME Insurance Agency explores the intriguing world of water transportation. Did you know? The bible lists...

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How to Prevent Your Cat from Falling from Heights

Apartment Dweller Risk: Feline High Rise Syndrome! Attention all cat owners: If you live in a high rise apartment building or condo, your cat faces a risk that is underscored in the warmer weather when people tend to...

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How to Know When Your Pet is Too Hot

"In the summer months, home air conditioning is as important for us humans as it is for our pets. Homeowners might be interested in extra coverage for regular wear and tear on their air conditioner, should it...

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Happy World Chocolate Day from PRIME Insurance Agency!

- 12 Fun Facts about Everybody's Favorite Food! - Even a whiff of the smell of chocolate is relaxing. Nibbling on dark chocolate every day minimizes heart disease by 1/3. Chocolate studies conclude that the dark variety...

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How to Get Help if Trapped in an Elevator

Locked in almost all of our subconscious minds is the fear of getting stuck in an elevator. Should you find yourself in this situation, do not attempt to find your way out on your own. Experts cite risks that defy the...

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How to form a Neighborhood Watch to Stop Crime

When neighbors unite for the common good of all, good things happen. Nothing could be closer to the truth than the program designed to keep communities safe and free of crime. Dating back to the time of the colonists...

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Teaching Kids How to Really be Safe Pedestrians

NJ homeowners and auto insurance companies cite enough cause to be concerned about your child's safety. Don't make a simple walk to the school or a friend's house an added thing to worry about. Speak to your child again...

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More Picnic Fun on the Holiday Weekend

The Fourth of July weekend is cause for celebration. Many take advantage of a break from work to spend family time while picnicking. PRIME Insurance Agency wishes all a Happy American Independence Day as it highlights...

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Things that May Surprise You about Independence Day

Happy Fourth of July! Fireworks, barbecues and picnics aside, there are aspects about this auspicious day that the average American may not know. Follow Prime Insurance Agency's list of remarkable things connected to...

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Fire it Up the Safe Way on Independence Day

We're told never to play with fire, but the Fourth of July is one day where celebrations actually entail lighting it up. NJ Homeowners Insurance professionals advise brushing up on safety tips to keep this American...

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The Truth about Advertised Auto Insurance Savings

- The Great NJ Car Insurance Premium Myth - Tune into radio, TV, or the Internet and you’ll get the same hype from individual insurance companies: “Switch to us and we’ll save you $500 on your car insurance!” “Give us...

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How to Get Better Homeowners Insurance Coverage

Congratulations, you just bought the home of your dreams! Now that you've acquired your home, it's become your castle - something that you've invested your life savings for. It certainly makes sense to get proper home...

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PRIME Now Represents NJ Skylands Insurance!

- Home and Home/Auto Packages at Great Rates! - PRIME Insurance Agency is excited to share the news with New Jersey homeowners, condo owners, and renters! We've added NJ Skylands Insurance to our prestigious list of...

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Why Sunglasses are Like Insurance for Your Eyes

- Our Take on National Sunglasses Day - June 27 is National Sunglasses Day and we're celebrating the dissemination of information. As insurance agents that deal with all forms of national coverage, including NJ auto,...

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Hot Things about the Super Summer Months

- What NJ Auto Insurance Companies Say about Young Drivers...and More - Ah, the summer with its clear sky, warming sunrays and long activity-filled days! PRIME Insurance Agency sheds light on other factors you may not...

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How to Safely Make Your Home’s Lawn Bug-Free

Throughout the colder months of the year, we long for the moment we can finally enjoy some recreational time on our lawns. When the warmer season ultimately kicks in, the joy of hosting a backyard picnic or just hanging...

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How to Prevent and Cure Athlete's Foot

Athlete's Foot is defined by that uncomfortable itch sandwiched in between and about your toes. You may also experience cracking and peeling foot skin, as well as dryness on the bottom or side of your foot and heavy,...

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Best Tips on How to Safely Ride your Bike

Bike lovers the country-over are basking in the fine weather that affords them the opportunity to enjoy the pedal-powered ride through scenic countryside as well as urban roads. Keep your travels safe by adhering to...

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Amazing Things about Father’s Day and Dads

Every year, Father's Day is celebrated on the third Sunday of June. Its origins stem from Sonora Dodd's brainstorm in 1910 on how to pay tribute to her father for everything he had done for her. Because her mom had died...

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How to Remain Safe in Alligator Territory

Alligator and crocodile attacks usually occur far from American shores. When tragic consequences unfold as a result of a confrontation in FL and other places in the southern part of the US where they live, it rightfully...

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How to Talk to Kids about Fear of Terrorism

- PRIME Insurance Agency of Lakewood, NJ joins Americans everywhere in mourning the terrible car-ramming events in Charlottesville, Va as well as Barcelona, Spain. The world has become a very scary place for adults as...

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How to be More Vigilant against Acts of Terror

- Fl Mass Shooting and Terrorism Insurance - Former security guard, twenty-nine year old Omar Mateen entered a nightclub in Orlando, Florida and calmly proceeded to gun down as many lives as possible. In the wake of the...

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Insurance and Other Fascinating Things about a Tornado

Heartbreak, devastation and destruction – these are things we hear daily about the wrath of a tornado. Follow along the list below to discover remarkable details about Mother Nature’s powerful cyclone of force. Tornado...

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How to Recover from a Flood in Your Home

It's every homeowner's nightmare: a flood. Once you've experienced a flood and the waters begin to recede, there's no time to waste in repairing the damage before destroying mold sets in. Important Steps Following a...

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Flood Alert: How to Protect Your Family and Home

NJ, NY, LA, UT, MO, PA, TX, FL, CA. While severe storms and flooding occur all over the US, some states are more prone to disaster than others. Weather reports tell us about strong winds, heavy rain, severe flooding,...

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The Type of Fire Extinguisher Every Home Should Have

You might think a fire is a fire, so a fire extinguisher is a fire extinguisher, right? Well, it's not exactly how it goes. In fact, there are various types of fires and differing forms of extinguishers - each designed...

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Why and How to Protect Kids from Hot Stoves

Every year hundreds of thousands of children in the US are rushed to hospitals as a result of burn injuries. Many of these accidents can be prevented by following simple common sense in the kitchen - something that not...

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How to Ensure Your Dog is Tick-Free

It's easy for your dog to get a tick bite and that could be a dangerous thing. Ticks are known to be disease carriers. If your dog is bit, not only is he at risk, but he can bring the associated peril into your home....

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Kids, Gorillas and More – How to be Safe at the Zoo

Most of us would agree that quality time with kids at the zoo is one of the nicest experiences that families could involve themselves with. From time to time, though, the media exposes accidents, injuries and even...

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Remembering Memorial Day Forever

PRIME Insurance Agency of Lakewood, NJ joins Americans everywhere in saluting those brave US soldiers that gave their lives while defending their country. Memorial Day Facts You May Not Know - Memorial Day dates back to...

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How to Prevent and Treat a Tick Bite Risk

Yes, folks! Spring is not only officially here but so is the wonderful warmth of the sun! With the seasonable weather come outdoor activities that all of us savor so much. While hiking, camping and general pleasurable...

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How to Be Safe When You Mow Your Lawn

NJ Homeowners Insurance Companies consistently guide clients about property maintenance and the effects it can have in minimizing claims and keeping rates down. One the ways to do this is through proper lawn care. If...

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A Big Thank You, Dear Mothers, For All You Do!

8 Fun Facts about Moms - Following the American Civil War, Julia Ward Howe tried to make Mother's Day a transforming social event that would garner women to publically demonstrate anti-war sentiment. Though she never...

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Why Tech Companies Need Better Insurance

Technology Errors and Omissions Professional Liability Coverage - It's a different world we live in than even a decade ago. And the liability risks faced by tech companies are even higher than ever. Claim Scenarios that...

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How to Recognize Poison Ivy and Treat its Rash

As winter gives way to spring-like temperatures and the human urge to delight in the sunshine, it's wise to familiarize yourself with the risks of outdoor activity. High on the list of undesirable natural hazards is...

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How to Make a Senior’s Home More Safe

It's great to be independent in the older years. Yet, living alone puts seniors at a higher risk for falls, burns, poison ingestion and other dangerous incidents, including burglary and theft. How does the older adult...

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