You bought your ticket well in advance. You’ve made sure to get to the airport to clear security in time. Then, just as you head to your departure gate, you hear the announcement notifying of your flight’s delay. Sound familiar?

Almost every business or holiday traveler can relate to the narrative simply because it happens all too often.

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There’s no doubt that a delayed flight causes untold inconvenience and disappointment for the paying traveler. While the airlines may try to show some form of goodwill by supplying drinks and snacks and even discounts for hotel stays, that’s where the buck usually ends. In essence, the airlines are not really responsible for any compensation. This is because they do not promise flights will leave on schedule. In part, this is to protect themselves from liability for the many events that are out of their control. In the US, the law is on the airline’s side and there is no official obligation to compensate travelers for delays.

This is where a travel insurance policy can help.

Travel Delay Insurance Coverage

This type of insurance pays for food and hotel costs up to a specified limit in the event of a scheduled airplane trip is delayed due to an occurrence that is covered. Coverage includes delays as a result of the following:   

• Inclement weather, like snow, rain, hail and wind
• Loss of travel passenger travel documents
• Passenger quarantines
• Hijacking
• Unexpected strikes
• Natural disasters
• Disruptive protests, riots  and the like
• Government restrictions due to severe weather

For more information about delay minimums, daily policy limits and other aspects of the travel coverage, contact an experienced independent agency that can present the full spectrum of options.

PRIME Insurance is a three-generation family-run independent agency that does direct business with more than 40 of the leading companies. We partner with big industry names, such as ACE, ASI, ASSURANT, CHUBB, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more to bring you tailored coverage at competitively lowest quotes.

PRIME Insurance provides all  forms of coverage throughout NJ, NY, PA and other US states, including travel insurance, cheap auto insurance, commercial umbrella insurance, flood insurance, renters insurance, property insurance, homeowners insurance, bonds, workers comp, life insurance and more. We invite to you to HAVE A PRIME DAY™ by visiting us on our online insurance website; or contacting us at PRIME [at] primeins [dot] com or 732-400-5242!

Summary: A delayed flight is one of the common inconveniences of modern travel. Though the airlines generally do not compensate for them, there is insurance coverage that will!