Everyone understands that smoking is bad for health. What many do not realize, though, is that smoking is a leading cause of home, property and forest fires - and resulting damages and loss of life. While your home...

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It’s been taken as truth for a long time. Renters just are throwing money away, the ‘experts’ say. Buying a home makes much more sense than renting, they continue. But recent research indicates this may not be so for...

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Flood Insurance can help pay for any physical loss that is sustained directly from a flood – simply defined as an overabundance of water on land that is otherwise dry. The National Flood Insurance Program, known by the...

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A PRIME Insurance Special Feature 11 Travel-Related Facts to Ponder - More than 74 million employees in the US have jobs related to travel and tourism. As per air travel personnel protocol, the pilot and co-pilot will...

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A Prime Insurance Green-Earth Focus - Climate change, Carbon emissions – these are the issues at hand for environmentalists and anyone part of the globe. With hurricanes, tornadoes, floods, other severe weather...

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Fire! Fire! The eternal call of help to professional and volunteer firefighters triggers thoughts of home and property damage as well as injury and loss of life. RELATED: Commercial auto insurance for firefighters...

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As residents in NY, NJ, PA and other spots have learned, tornado and severe wind storms are not reserved for the Tornado Valley alone. A tornado can erupt anywhere in the US very suddenly. The insurance people...

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Since modern times, property insurance has been widely recognized as a protective measure for families, homes, property and businesses. By definition, insurance is an agreement between one party and the insuring company,...

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Of course there’s nothing funny about accidents, injury, damages or insurance fraud, but get a load of these outrageous details mentioned on insurance claims and join the professionals in a good laugh at the crazy side...

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International Women’s Day celebrates the advancement and achievements of women around the globe. Women are spotlighted in every aspect of life – home, business, politics, and insurance protection. Prime Insurance...

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Alabama, Georgia, Texas, Oklahoma, Florida, Kansas, Nebraska and other states are most prone to tornadoes, but if you live elsewhere, don’t become complacent. The US has more tornadoes than any other place on the globe....

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Adult children living with their parents: it’s a trend taking place all over the country with the State of NJ ranking the highest percentage. If this living arrangement resonates in your residence, it’s wise to study ...

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When it comes to a New Year’s resolution, making a year-end home insurance review becomes an important aspect of protecting your property. You see, without an annual review, you may be setting yourself up to overpaying...

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Holiday greetings and cards definitely have a special place in this season’s observances. As Prime Insurance delivers its own version of well-wishing, we focus on some interesting tidbits about the tradition. Holiday...

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A lost or stolen engagement ring is something nobody wants to experience – especially a newly engage couple. The case of John Drennan and Daniella Anthony, tourists from England, therefore drew international attention....

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From the Recent Files of Prime Insurance - A NJ insurance client called the Prime office, requesting a quote for a new condo that she was purchasing. As is our standard practice, Rachel in the Personal Lines Department...

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Homeowners Insurance by the Prime Experts - Here’s just a small anecdote that emphasizes Prime’s proficiency in insurance. A Jackson, NJ customer had a homeowners policy with one of the many insurance companies we do...

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When a sewer line contractor working in the heart of a residential area in Lakewood, NJ struck a gas line, it sparked an explosion and prompted dozens of home evacuations. RELATED: testing for radon in your home In view...

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PRIME Insurance: The Art of Customer Service - Prime Insurance does it again and again, making clients, satisfied customers. Below you’ll find a recent interactive email conversation between a homeowner’s insurance...

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Whenever you go away for a few days or longer, there are some important things to take care of before you take your leave. Whether it’s for the holiday season or simply vacation time, Lakewood, NJ Police Chief Greg...

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Pedestrians always face risks when it comes to vehicular traffic. Certainly night-time walking significantly magnifies the safety hazards. The insurance industry’s familiarity with associated insurance claims has made...

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Most people would classify insurance as dry and boring. If you ask the professionals though, they’ll tell you that insurance can involve some of the most interesting points. We bring you a sprinkling of facts that may...

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One in 200: those are the chances of your home being stuck by lightning, as per the National Lightning Safety Institute. The statistic, along with a 2015 insurance study citing related damages above the $825 mark, is...

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- 9 Neat Reasons to Come to PRIME for Your Insurance Needs - Consulting with a PRIME Insurance agent comes free of charge. Coffee’s on the house at PRIME Insurance! PRIME Insurance specialists do a lot of behind the...

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As I write this article on the morning of July Fourth, I’ve already heard about a fire in Jackson, NJ caused by pre-celebratory fireworks. A homeowner’s shed that stored cans of paint literally exploded when the sparks...

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Is it is necessary to purchase a more comprehensive personal liability insurance policy than what the standard home or renters insurance includes? We’re here to help you make your decision based on some facts. You may...

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According to 2017 US National Insurance Claims reports, TX leads as the state sustaining the most hail damage ensuing forceful thunderstorms. A hailstorm sweeping over the Dallas-Fort Worth Texas area on Wednesday, June...

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When it comes down to it, we all want the same thing when we need insurance: Precise coverage tailored to our needs The lowest rate possible Accordingly, you will want to use an insurance agent that can locate the...

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Spring turns to summer as families and friends get together in the outdoors to celebrate life. Grilling is as much a part of the season as the warm rays of the sun but here’s the warning: barbecues can be dangerous....

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Once the marriage proposal is popped, there’s a whirlwind of activity – and lots and lots of money spent in preparation for the Big Day. PRIME Insurance brings you some of the more interesting things about the grand...

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- A PRIME Insurance Spring/Summer Bulletin - Among other states, NY, NJ and PA boast forests, lakes and countryside that are the envy of the urban dweller. Nonetheless, folks living in rural areas where bears ramble are...

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Most insurance companies do not write insurance for historic homes. That is why homeowners residing in houses with substantial architectural design and historical value in relation to the area of location need the more...

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Though touted for achievements that include assisting the world’s poor, combating climate change and maintaining world peace, the UN has invoked classifications of dysfunction, contradiction and discrimination. With the...

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PRIME Insurance Agency has come a long way since our humble beginnings within a makeshift garage office some eighteen years ago. Now, within our beautiful state-of-the-art insurance epicenter at 960 E County Line Rd in...

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We hope the cure to Alzheimer’s is discovered soon. Until that time, though, suffering patients experience declining mental capacity and require extra care in regard to home safety. The first step in preventing home...

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A 2016 report put the homeless community in the US at a startling 547,708 figure. Many within this sad group are US vets – individuals that have served the country with honor. As we celebrate Veterans Day, it behooves...

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There have been numerous stories about Rideshare driver misconduct. Here’s one you may not have heard about. RELATED: how a rideshare driver can get tailored protection After checking the ‘decent’ ratings of a Rideshare...

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You bought your ticket well in advance. You've made sure to get to the airport to clear security in time. Then, just as you head to your departure gate, you hear the announcement notifying of your flight's delay. Sound...

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- A PRIME Insurance Special on Child Safety - Abduction, harassment and abuse: if you are like most responsible parents, these are terrifying subjects of worry in relation to your kids. While most youngsters pass safely...

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Focus on Joseph Feldman, P&C Insurance Agent - Joseph Feldman, Property & Casualty Agent at PRIME Insurance Agency Q: Thank you, Joseph, for taking the time to discuss your role at PRIME Insurance. Tell us, how...

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Have you noticed mold anywhere in your home? The most common cause of mold is moisture buildup from a flood or a leak. If left unchecked, mold can spread and cause property damage that generally is not even covered by a...

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- Your NJ Homeowners Insurance Isn't Enough! - If you run any form of business within your home, don't kid yourself: your Homeowners Insurance policy probably does not have adequate coverage to protect you from all the...

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- Many Sign Up for NJ Homeowners and Auto Coverage - Last Sunday March 13, Lakewood, NJ experienced extraordinary excitement as the Lake Terrace Ballroom held its first Smart Living Expo for the 40 year age plus crowd....

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- Odd Facts about Modern-Day Commercial Enterprises - Warren Buffet started out quite young at business. He was only 14 when he bought a 40-acre farm with money that he made by peddling bottles of soda and magazines...

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Owning a home involves a lot of juggling - from insurance coverage to maintenance and everything in between. Just for the fun of it, take a break from it all, relax and enjoy these entertaining homeowner tidbits! Home,...

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"Oh, I wouldn't mind a big hamburger with all the trimmings and a side of French fries!" "Ooh! The rich pasta dish on the menu has really caught my fancy!" When you eat out, chances are you aren't focusing on...

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Just in case you forgot to check your calendar, today is not March 1st. It is February 29th, the rare day added to the end of the third month in a leap year. Fun Facts about February 29th - The added day occurs every...

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Property insurance exists because damages do occur. Tornadoes such as the most recent ones, for instance, are known to incur tremendous losses. Weather News Coverage Recap A powerful tornado flipped a tractor-trailer...

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- Hatchoo! Sniff, sniff! Like it or not, cold season is here! The fact that so many others experience the common illness does not make you feel any better. And though you'd love to hear about a cold cure, scientists...

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- How to Face NY, NJ, PA 'Calm' After Storm Exposure - From Your Car, Van or Truck You've been trapped within your vehicle during a blizzard's fury. Now that the full brunt of the snowfall has ended and there is no...

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