Recent headlines broadcast the plight of an elderly Whippany, NJ couple. Kicked off their cruise vacation in a foreign country due to the wife’s medical emergency, the couple underwent a horrific experience just to get home. Add that to the $3,400 - close to two times as much the pair spent on the cruise - and the cause for travel insurance becomes magnified.

Cruise Travel Insurance 

Here is what Cruise Travel Insurance can offer:

• Trip Cancellation Coverage
  If you cancel your trip for any covered reason, you will be reimbursed for the non-refundable payment related to the cruise.
  
  
• Trip Interruption Coverage
  In the event of a medical emergency (think the above example), a vehicle accident, bad weather, and any other covered situation that causes an interruption in your travel plans,
  you will be reimbursed for non-refundable prepayment (up to the limits of your policy).
  
  
• Missed Connecting Transportation Coverage
  In the event you miss your connecting flight or other transportation method by 3 or more hours to make your departing ship voyage: you will be reimbursed for unused, non-refundable fees, along with added transportation costs necessary to get you to the ship.
  
  
• Baggage Delay Coverage
  Should your luggage miss the cruise departure time by 12 or more hours, you will be reimbursed for the costs of personal articles and related expenses.
  
  
• Emergency Medical Evacuation Coverage
  Like the NJ couple example cited, in the event of a medical evacuation, you will be assisted with travel arrangements to get you back home in safety.
  
  

Cruise Travel Insurance can also cover on-board medical costs, as well as assist you in the event of lost or stolen valuables.

For more on cruise travel insurance or other form of travel insurance contact the insurance professionals.

PRIME Insurance is a three-generation family-run independent agency. We’re proud partners with many of the leading companies in the industry – big names such as ACE, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, Travelex, The Hartford, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage at competitively lowest quotes. HAVE A PRIME DAY™! Visit us on our online insurance website; email us at PRIME [at] primeins [dot] com or call us at 732-886-5751.

Summary: Travel insurance is there for your peace of mind, covering you in the event of an emergency, loss, theft or other unplanned situation while on vacation.