Amid the great political debate between pro and anti-gun arguers in FL and beyond, the insurance companies continue to meet the consistent needs of U.S. gun dealers and distributors.

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Below is a concise summary about available coverage for the firearms industries.

Firearms Dealers and Distributors Insurance

The gun industry requires an insurance program that is comprehensive. Coverage incorporates protection for:

• Firearms
• Wholesalers
• Distributors
• Retailors
• Gunsmiths
• Ammunition manufacturers
• Indoor, outdoor shooting ranges

Since firearms and live ammunition are associated with abundant risks, related insurance is viewed as a specialty.

The following forms of coverage are of significant importance due to mandated requirements from various states:  

• Commercial general liability
• Products liability
• Broad form vendors’ insurance

Property insurance for firearms and ammunition may also be attainable. Deductibles generally are applicable in regard to premises perils.

For more on gun dealer and distributor insurance, speak to an experienced, knowledgeable independent agent.

PRIME Insurance is a 3-generation family-run independent agency. We’re proud partners with many of the leading companies in the industry – top carriers, such as ACE, ASI, ASSURANT, CHUBB, CNA, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. With thousands of satisfied customers, we benefit policyholders by reviewing current coverage, as well as by shopping our wide network to locate customized policies at competitively lowest quotes. 

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Summary: Insurance for the gun industry is viewed as specialty coverage for many related hazards.