When school is in session, safety is the byword. All across the US, schools are placing security in the forefront by preparing for something that many years ago was unthinkable – violent confrontations that include shootouts.

In 2007, a gunman entered the Blacksburg, VA Tech where he shot and killed 32 people. In 2012, a man entered the Sandy Hook Elementary School in Newton, CT with a gun, killing 32 children and 6 teachers. On Thursday, September 8, 2016, a teenage girl at Alpine High in Brewster TX, used a gun to shoot and injure another student; then, she pulled the trigger on herself and died, And on February 17, 2018 - shortly after being expelled - student Nikolas Cruz killed 17 and injured another 17 with his automatic rifle at the  Parkland, FL high school.

As somber memorials take place and other security measures are being explored, the lock-down procedure remains,

The lock-down procedure is the standard practice that schools institute in order to protect students and faculty members. For this to be effective should the frightening need arise, drills are conducted two or three times a year.

RELATED: How to survive a terror attack

The Lockdown Drill Procedure

School personnel generally follow similar procedures when exercising lockdown procedures:

• All doors, including exit-ways are locked
• Students are vacated into a safe inner spot of the classroom, away from windows and doors
• Classroom window blinds are closed
• Classroom door window is covered with paper to prevent school invader from peering in
• All lights are shut
• Students and teachers remain quietly in safe spot until authorities advise otherwise

In addition to drills, schools are encouraged to post and discuss school lockdown protocol with staff so that each faculty member is familiar with the details of the particular facility’s emergency response.

Active Shooter Insurance for the School

As far as the insurance perspective goes, school districts, as well as private schools can purchase terrorism insurance, including massive shooting insurance that protects against liability for inadequate security, shooting damages and counseling that is needed in the aftermath of a tragic occurrence.

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Summary: School is generally a happy learning experience. Far too often, though, the media highlights school shootings. Learn how a school can prepare for the worst in this quick overview by the insurance professionals.