For dance schools that teach dance moves, it may not always be smooth waltzing. Instructing young boys and girls, teenagers, or adults the steps associated with ballet, tap, hip-hop, ballroom and other types of dancing involves exposure to perils that can cause losses, and injury.

As far as the insurance companies are concerned, the classic dance instruction, such as tap and ballet differs greatly from the larger dance studios where all forms of dance classes for all age groups are highlighted.  

Special Dance School Insurance Coverage

Related insurance focuses on special programs offered by various underwriters that can include some or all of the following forms of coverage:

• Commercial General Liability
  
  
• Bodily Injury Liability (for dance clients’ injuries)
  
  
• Mobile Insurance Coverage for on-site and off-premises classes and functions, like performances, routines and shows
  
  
• Professional Liability for Dance Instructors in the event of a lawsuit
  
  
• Inland Marine Coverage for equipment transported off-premises
  
  
• Accident - Medical Expenses Coverage
  
  

For more insights into the insurance program best suited for your dance studio or school, speak to the experienced professionals at Prime Insurance.

PRIME Insurance is a three-generation family-run independent agency. We’re proud partners with many of the leading companies in the industry – big names such as ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at Prime [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!

Summary: A dance school needs a tailored insurance program to protect itself and its instructors from the related exposures it faces. This quick read summarizes associated coverage options.