In the United States, it’s a time-honored practice to include private corrections services as part of the local, state and federal prison system. RELATED: insurance for the youth group home Private Corrections Industry...

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If you are a stockbroker, you are the go-between for clients who wish to buy and sell stocks and other types of securities. Like other professionals, you need various forms of insurance coverage to protect you from...

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Trucks that haul manufactured homes across highways are more difficult to insure than many other types of trucks for the obvious reason: they carry oversized cargo, transporting the homes from the manufacturer to the...

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Financial institutions, banks and mortgage companies are the address for borrowing money to facilitate a real estate purchase. From the lender’s perspective, however, there remains a heightened concern about possible...

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Blood banks housed within their own facility or within other medical centers or hospitals need blood bank professional liability insurance to protect them from all the exposures of risk. This includes lawsuits about...

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You’re on the verge of buying a house and it’s a time to celebrate. After all, the search for a home to call your very own is an exhausting adventure. But, not so fast. Before you sit back and pat yourself on the back,...

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The health food industry has seen a rapid upsurge in popularity over recent years. This is mainly due to awareness among consumers about the possible health hazards of standard food and personal care products. With the...

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Spring, Summer and Fall are the perfect seasons for the Farmers Market – the open-air marketplace where farmers along with other vendors place fresh produce on tables to sell to customers. Although the chief attraction...

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Your check-cashing business may also be referred to as a money services business. You and others in this industry give people the opportunity to exchange their checks for the cash value. An alternative to the related...

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Thanks to a growing awareness of boating safety, boat accidents have been on a decline. But accidents, no matter, how statistically less they may be than previously, are never a good thing. That’s why all boaters should...

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News Flash: Pilot Timothy McCormack crashed the helicopter he was operating onto a NY high-rise building roof. Tragically, McCormack was killed in the fiery collision and the helicopter was destroyed. As Uber and...

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If you are an interior designer, you are involved in many or all aspects of designing and synchronizing various forms of decorative expressions of a home, business or nonprofit organization. You client’s house,...

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You don’t have to be an amusement park, theme park or fairground owner to understand that the industry has multitude forms of exposure to liability. Current events highlighting malfunctions leading to accidents...

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A Prime Insurance Guide - It’s important to learn the skills of changing a motorcycle tire correctly. Using the wrong method, in fact, may render the tire unsafe and land you into an accident with serious consequences....

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The trend to install in-ground, partial in-ground and above ground swimming pools on a homeowners’ property is on the upswing, especially when the hot weather of summer is heralded by spring. Related: swimming pools,...

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A collapsing crane on a busy Seattle, Washington street broadcast on news sites is one example of the enormity of risk involved in related construction business. Notwithstanding vehicle damage and traffic gridlock, the...

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Moving and/or storing other people’s belongings: that’s risky business! Liable for customers’ personal and business furniture, appliances, equipment and more, a professional Moving or Storage company is responsible for...

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For dance schools that teach dance moves, it may not always be smooth waltzing. Instructing young boys and girls, teenagers, or adults the steps associated with ballet, tap, hip-hop, ballroom and other types of dancing...

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You might say coverage for the supermarket differs from the regular grocery because it entails super insurance coverage. That’s because such grocery stores are classified by the more than 5,000 square feet of that they...

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The sport fishing boat industry is focused on renting associated sea vessels to parties who wish to partake in the deep sea fishing experience. Game catches focus on species, such as tuna, marlin, swordfish, sharks and...

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So, you operate a trucking operation that hauls sand and gravel and aggregate or ore. In regard to insurance, the underwriters generally find it difficult to place the auto liability and physical damage coverage for...

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Operating a cemetery demands a great deal of sensitivity towards the deceased and those affected by the death. RELATED: how homeowners insurance can cover a cemetery headstone Along with a caring heart and manner,...

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Whether it’s a holiday party or a special event, a business that provides catering to different locations includes those engaged in take-out and pick-up, drop off and delivered, 3rd-party, food trucks – and full service...

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Often, cheap is expensive. Laizer Schonbrun, P & C agent at Prime Insurance tells us an example about a client of his. The man began selling online and Laizer provided him with property insurance that would protect...

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- - The American Indian Nations communities are exposed to many of the same business risks as other entities. However, there are definite differences that an experienced insurance provider, familiar with cultural and ...

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Unsung heroes of modern commerce, truckers represent the backbone of industry as they transport merchandise as well as raw goods from one location to another. There’s no doubt that truck drivers face a multitude of...

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‘Tis the season for office parties and many businesses are so intent on making the event a festive one that they fail to take necessary precautions when it comes to liability risks. In many states, liquor liability is...

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Holidays are a time of celebration. If you are planning to host a party in your home, there’s one thing besides the guest list, menu and entertainment that you need to be cognizant of. Keep in mind that you may be held...

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Hunting and fishing clubs own or lease tracts of land and have a membership of hunters and fishermen that pursue the outdoor sport. Adventure and excitement aside, these venues are exposed to a host of liability risks....

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Republican, Democratic or Independent: differences aside, every political entity needs insurance. Whether it’s a political organization, club, party, campaign or a political action committee (PAC) that directs funds to...

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Wouldn’t it be nice if we didn’t’ have to worry about the ‘what if’s’ of a big day like a wedding? Anything can happen any time – even at the most memorable event of a couple’s life. RELATED: true wedding insurance...

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Though those in the entertainment business may tout the oft-repeated industry phrase, “the show must go on,” there are times when the show simply cannot go on. Moreover, even when there is a performance, the multitude...

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A Prime Insurance Auto-Risk Alert - As nature heralds the way to winter, the trees’ leaves lose color, wither and fall to the ground. When leaves are moistened by dew, rainfall or snow, they present hazardous slippery...

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Fast-food establishments that have a take-out menu and/or sit-down accommodations without waiter service have their own set of exposures that require tailored insurance coverage. Related businesses include:...

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Before we can discuss the necessary insurance coverage for Brownfields, let’s clarify what these sites are. Brownfields development sites generally are unsightly abandoned, unoccupied or underused industrial and...

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A PRIME Insurance Report - Will marijuana have an impact on your ability to drive safely? RELATED: insurance and recreational marijuana Impaired perception, motor coordination, attentiveness, and reduced response time...

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Motorcycles are not cheap. If it’s something you want and doesn’t fit into your budget, you might want to consider buying a used one. Buying a used motorcycle can be a difficult task. These tips from the motorcycle...

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Prime Insurance proudly lists the American European Insurance Group among the 40-+ other prestigious national underwriters we do direct business with. With American European’s recent announcement in regard to very...

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If you are involved in a nonprofit organization you are in good company. There are approximately a million and a half nonprofits operating within the United States. And that number is consistently rising. Your group and...

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If you are over the age of 55 and rent a home or unit in a retirement community or assisted living facility, you need to be aware of the importance of related coverage. Renters insurance is often misunderstood. Many...

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You’re called to eliminate or control a pest, rodent or termite problem. While your services as a pest control service are direly needed by homeowners and businesses, you face exposures that are generally difficult to...

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Like any other medical practitioner or therapist, a psychiatrist and a psychologist needs a good professional liability insurance policy to shield them from the exposures they face on a daily basis. RELATED: ...

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When it comes to dog and pet kennels and the services inherent to commercial pet care, one thing is certain: the exposure to related lawsuits by patrons. That is the underlying reason for good insurance coverage for...

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Are you one of the many beauticians that work on their own in a rented space of an established beauty salon or privately inside your home? Having the right form of insurance coverage can protect you from potential...

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News Flash: two construction workers die after falling seven stories from a scaffold at an Orlando FL hotel. A scaffold –that temporary or transportable raised stand for construction workers or minors to use while...

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Electronic video game centers, including those that offer competitive gaming, have become big business. But along with the profits come the risks. RELATED: video game/arcade center insurance claims examples What type of...

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An all-in-one insurance policy, designed specifically for the non-profit, includes a business owners policy together with professional liability and abuse and molestation, directors and officers liability, employment...

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Railroad Property Liability Insurance - Various forms of railroad exposures include short line, regional, light transit, and national among other types. The big specializing insurers, like Lloyds of London, generally...

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Demolition work is very hazardous, particularly within urban locations. As far as the insurance coverage is concerned, utilization of explosives along with the consistent threat of a building collapsing while the...

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Summertime is the most popular time to take a vacation. PRIME Insurance makes it even more enjoyable with these interesting facts. The line of smoke left behind a traveling airplane is water vapor. No need to fear...

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