Life insurance helps you plan for the financial health of your loved ones. That’s why it’s so important to make time at the end of the year to review your policy. 

A yearly review helps you ensure that your policy is tailored to your current needs and has the necessary backing of financial strength.

Your life insurance review should concentrate on any changes you have experienced.

• Was there a birth or death in the family?
• Did you get married?
• Did you get divorced?
• Did you leave your job?
• Has your income changed?
  
  

Your life insurance review should also center on any possible changes for the future.

• Have your retirement requirements altered?
• Have you rethought your estate plans?  
• Are you considering adding on death benefits?
  
  

Your life insurance policy review should include revisions in the policy by the issuing company itself.

• Does the insurance carrier now offer new features that you could benefit from?
  
  

Whether it is a term or whole life policy, scheduling a visit to your insurance agent for assistance in the annual review will help you customize your insurance coverage to better serve you and your family.   

PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!

Summary: As we say goodbye to the year and begin to welcome in the New Year, it’s time to focus on reviewing your current life insurance policy.