The Internet’s presence has made its mark on the way we conduct business. As with everything in life, with the progress come the liability risks. Fortunately there is insurance coverage that protects those in the industry.

Internet Web Page Designers Errors and Omissions Insurance

Companies that specialize in website design and consulting assist small businesses with their marketing via the internet, as well as with process reengineering, networking and technical writing. Related insurance packages can protect against the following:

• personal injury liability
• libel and slander
• copyrite and slogan infringement emanating from electronic communication of data or unauthorized access to a website
• losses or damages to computer equipment
• media and data protection of clients’ funds that are illegally withdrawn electronically
  
  

Internet Liability

Due to the ever-expanding nature of internet usage by more and more people the world over, the majority of businesses market their products and services online. Aside from websites, these companies interact with others by emailing, chatting, blogging and connecting through social media and other related venues. Related liability insurance packages may include coverage for:

• advertising injury
• libel and slander
• copyrite and slogan infringement

Internet Promotions Insurance

In today’s commercial world, businesses avail themselves of the various promotional programs in order to draw customers to their website. These may include:

• special sporting events, similar to ‘hole in one’ golfing events
• ‘watch, listen, win’ competitions
• second chance sweepstakes

This insurance coverage is a special type of indemnification prize coverage that protects sponsoring business from losses prior to the event and is subject to a situation when a prize is presented.

For more on Internet related insurance, contact an experienced independent agent.

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Summary: Businesses that work with internet usage know about the liability risk exposure. Now they know about the insurance coverage that can protect them from the losses and damages.