If you are a business owner, you realize that your employees are one of the most prized assets. Working towards a healthy and safe atmosphere will not only enhance your company’s culture, but also its efficiency. As...

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In the business world, a near-miss is the term used for a minor mishap that could have resulted in a worker’s injury, death or property loss. As far as risk-control, the insurance companies eye these ‘minor accidents’...

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We’ve highlighted workers compensation fraud and how it hurts us all before. The following are two examples of fraud uncovered. RELATED: When Workers Comp Discounts Are Available Workers Comp Fraud in TX - Gary Hunt...

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Payroll can be a real hassle for any business. Using a company that focuses on providing payroll not only saves time, it also helps maintain and record precise calculations and allocation of wages and associated taxes....

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Q: What was the first US state to commemorate Labor Day as a legal holiday? A: On February 27, 1887, Oregon was the first state to observe Labor Day as a legal holiday. The states of CO, MA, NJ and NY followed shortly...

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News Flash: two construction workers die after falling seven stories from a scaffold at an Orlando FL hotel. A scaffold –that temporary or transportable raised stand for construction workers or minors to use while...

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Zoos have always been family attractions. They are the places where kids and adults view the enclosed animals, gain awareness about them and enjoy a memorable experience. Recent unfortunate events, however, where zoo...

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An Insurance Coverage Overview for the Construction Contractor - Unlike other industries where indoor work conditions limit exposure to pest risks, the construction business faces the potentially dangerous hazard....

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Accidents are not uncommon at the workplace. Both employers and employees understand that this is the reason for workers compensation insurance. Below are some more basic facts about the commercial coverage that you may...

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Ladders are one of the chief sources of injury and death in a place of work. The stunning price tag linked to this has caused a rise in costly workers comp insurance claims as well as a reduced labor force. As per a...

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Those in the horse business realize that insurance coverage can make all the difference when a loss occurs. The following are three related industries where indemnity plays a significant role. Horse Farm Insurance -...

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PRIME Insurance is proud to partner with the ICW Group in providing Workers Comp to 16 US states, including NJ, PA and FL. The following true insurance claim accounts were documented cases by the company. Four False...

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The astute homeowner will ask about the coverage that is in place. After all, no one is seeking unpleasant surprises once a claim is made. If you did not realize that your standard home policy may not cover repair or...

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For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

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More Insurance Options for Mid-Atlantic Commercial Clients! - - Exciting insurance affiliations benefitting customers are forming at PRIME Insurance! As PRIME joins together with Westminster American Insurance Company,...

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Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to the...

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Heightened Insurance Opportunities for Commercial Customers - - Great news for insurance customers: PRIME Insurance Agency is proud to announce it has been appointed to conduct direct business with yet another prominent...

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If you are in the restaurant business, you know that unintentional contamination of food products can occur, resulting in great losses. In fact, according to insurance journals, restaurant food contamination leads to...

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- A PRIME Insurance - PMC Insurance Group Alert - It is painful to have witnessed the devastation caused by Hurricanes Harvey and Irma. Added to the grief are the insurance consequences that TX, FL, GA and SC have to...

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Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of Alaska...

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- A PRIME Insurance - KB Insurance Announcement - The New York City Department of Buildings (NYC DOB) recently launched a new inspection and certification website called DOB Now. As part of our valued partnership,...

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Your home is your castle and fortress, shielding you from the outdoor elements. But what happens when the elements begin to damage that stronghold? Heavy rain can and does create vulnerability to your property's roof,...

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- A PRIME Insurance Homeowners Special Guide - Most of us are guilty of procrastination in terms of household maintenance tasks. But avoiding cleaning jobs for too long may place your home and property at risk....

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In today's age, solar energy products have become more and more popular. In relation to risks, the insurance industry offers the following coverage. Solar Energy Hazards - Solar Energy usage is a growing alternate to...

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In the insurance industry, we know that customer service is the number one ingredient to being successful. For those in other areas of the selling market, the same holds true. Whether you are a salesperson or customer,...

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According to a 2017 Liberty Mutual study, the ten most common causes for serious employee injury come with a hefty bill: more than $60 billion associated with medical and loss of wages payments. Add that to the indirect...

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- An Overview of Submitted Cyber Insurance Claim Examples - Cyber Ransomware Insurance Claims A NJ nursing home was hit by a ransomware attack of which numerous files became encrypted. The cyber criminals wanted an...

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Employment Agencies Errors and Omissions Insurance - Employment agencies and their advising staff typically are found in large cities. They help those searching for jobs as well as those seeking employees to fill posts...

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High winds and flooding brought on by severe weather conditions can impact utility lines, leading to power outages. RELATED: how to prepare for a hurricane While a generator can be used to access electricity, there are ...

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- A Homeowners Timeline Guide by Prime Insurance Agency - 48-Hours Prior to a Hurricane's Predicted Arrival: Heed any instructions by local government Go over personal evacuation route Check if emergency kit includes...

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In this modern-era, cyber security has become extremely important for the business world. Risks of malware and data theft hold the frightening potential to paralyze any company, be it large or small. Cyber Facts that...

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Both landscape architects and lawn care servicers need to cover their risk of liability. Landscape Architect Professional Liability Insurance - Landscape architects are university accredited to plan effectively for an...

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Whether it's a gas shortage or gas price escalations at the pumps, getting in the know on fuel efficiency is certain to help you get the most out of your mileage. 10 Great Gas-Saving Tips from Auto Insurance Experts -...

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- Effectively Helping Disaster Victims - We all have seen the recent pictures of flooded streets, cars, homes, businesses and property along with the look of anguish and suffering on the faces of residents in NC and SC,...

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Harvey's extraordinary pounding winds have made it the most brutal hurricane to barrage the US over the past decade. It is also the most powerful hurricane to hit TX in recorded history. Ray Gratia, a LA Hurricane...

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Heartbreaking. That's the one word that can accurately describe the scenes depicted on TV and social media in respect to Tropical Storm Harvey's resulting flood waters. But the pitiful pictures we see gets worse for...

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Typos and spelling errors can become a blatant embarrassment to anyone, but face it: all of us are subject to the mistake at one time or other - including political figures. To take the edge off of the error, PRIME...

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As sure as there are lawsuit cases against a law enforcer in regard to mistreatment, there is a need for related insurance coverage. In this age when the various social and political fractions stage protests and counter-...

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Of late, the US government has issued warnings to US travelers, cautioning them about travel to Cancun, Mexico and other foreign destinations. While kidnapping is not too much of a risk locally, the danger does exist in...

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Every business should be concerned about employee health, safety and accompanying workers comp costs. As the media highlights the devastating effects of workers' pain management and opioid dependency, insurance...

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Recent events, like those in Lower Manhattan, NY, Charlottesville, VA, Barcelona, Spain and Marseilles, France, Toronto, Canada and London, England, involving the most simple terror tactics – driving a car into crowds...

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One of the most spectacular displays of nature is about to occur when the solar eclipse over the US extends a path of totality over parts of GA,ID, IL, IA, KS, KY, MT, MO, NE, NC, SC and TN. While locals will have the...

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Vandalism in Charlottesville, NC, Boston, MA and now in Manhattan in regard to the 'Charging Bull' has drawn national attention. How does it relate to insurance protection? "Willful and malicious destruction of property....

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Bullying has made it to the headlines as a grieving Cincinnati, OH dad and mom sue a school following their son's suicide that they say was brought on by vicious bullying. The soul-searching tragedy touches every aspect...

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- The Sad Tale of a NJ Business - Let me tell you the story of Sam, a fruit and vegetable shop owner. Sam's store was part of a NJ community and Sam took full advantage of the relationship he had with the neighborhood....

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It is unsafe to look directly at the sun. The one exception to this rule is for the duration of the totality of a solar eclipse, the short period of time when the moon completely obstructs the sun. In order to view the...

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A hobby supply store located in Newark, NJ learned a powerful lesson about tailored insurance coverage from a trusted source. From the Files of PRIME Insurance - Econocrafts, LLC - or Economy Handicrafts - was rated as...

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- When Something Just Doesn't Seem Right in an Insurance Claim - Insurance companies deal with all sorts of claims. One of the toughest jobs in this regard is to sift through and gather the facts as they relate to...

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Doctors and nurses rely on professional liability insurance to cover them from claims related to their practice. The same is true for dentists, dental hygienist, orthodontists and other dental specialists that face...

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- Insurance Coverage for Film and TV Producers - Film and Movie Production Insurance - This coverage is for producers that do their work on location or in a studio. It is specially designed as an annual or a short-term...

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