Though those in the entertainment business may tout the oft-repeated industry phrase, “the show must go on,” there are times when the show simply cannot go on. Moreover, even when there is a performance, the multitude of exposures faced by such an event leaves related insurance liability protection a basic necessity.

Reasons for a cancelled or interrupted event  or other episodes of liability can include one or more of the following:

• Crowd safety risks
  
  
• Inclement weather
  
  
• Entertainer’s injury, disability or illness
  
  
• Workers’ injury
  
  
• Damaged Equipment, instrument, stage, grandstand

Concert Insurance – A Special Event Coverage Program

Concert insurance provides a combination of forms of coverage that can shield from liability associated with event cancellation, interruption or other factors. 

These include:  

• Commercial General Liability
  The insurance can cover property or injury claims and lawsuits
  
  
• 3^rd-Party Property Damage Liability
  The coverage will protect you from claims and lawsuits in regard to property that does not belong to you

• Liquor Liability
  Liquor liability insurance can cover both the commercial aspect of an event where alcoholic beverages are sold as well as the private host of an event.

• Commercial auto Liability
  The coverage shields event sponsors and staff members when they are liable in a related automobile accident

For more on Concert Insurance and a program that fits your needs, speak to the experts at Prime Insurance.

PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!

Summary: The excitement mounts. The stage is set, tickets sold out. And then, the entertainer gets sick or some other incident occurs that forces planners to cancel or interrupt the concert. Learn how Concert Insurance can protect your concert from related financial liability.