Doctors and nurses rely on professional liability insurance to cover them from claims related to their practice. The same is true for dentists, dental hygienist, orthodontists and other dental specialists that face associated exposure.

Dentists Professional Liability

This type of insurance covers dentists and dental specialists against claims of injury to the patient as a result of alleged malpractice, error, or mistake in providing related professional services. Coverage may be for individual dentists or partners and encompasses all professional actions within the practice.

Dental Hygienists Professional Liability

This type of insurance covers dental hygienists from claims of injury to the patient arising from alleged malpractice, error or mistake in providing related professional services. Although, dental hygienists may benefit from insurance that is already in place with the employer’s dental coverage, this added insurance offers additional limits in the event:

• the employer’s coverage limits are exhausted
• the employer does not fulfill his or her obligation to keep up the coverage
  
  

Professional Liability Claim Examples for the Dental Industry

• Orthodontic Insurance Claim
  A patient filed a lawsuit against his NJ orthodontist for poor treatment and less than expected results.
  
  

• Endodontic Insurance Claim
  A patient sued his NY dentist for an infection that arose following surgery and sinus perforation.

• Crown and Bridge Insurance Claim
  A patient brought a suit against his MD dentist, alleging that there was a loss of teeth and improper implant restoration.
  
  
  
• Dental Hygienist Insurance Claim
  A patient sued the CT hygienist for a laceration that occurred due to the hygienists rush to finish treatment.
  
  

For more on dental professional liability coverage, contact a knowledgeable and experienced independent insurance agency.

PRIME Insurance is a three-generation family-run independent agency that has been recognized for excellence by being appointed to conduct direct business with more than 40 of the leading companies. Our network includes trusted names, like ACE, ASI, ASSURANT, CHUBB, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the chief edge in bringing our customers tailored coverage at competitively lowest quotes.

PRIME Insurance provides all  forms of coverage throughout NJ, NY, PA and other US states, including travel, auto insurance, commercial umbrella insurance, flood insurance, renters insurance, property insurance, homeowners insurance, bonds, workers comp, life insurance and more. We invite to you to HAVE A PRIME DAY™! Visit us on our online insurance website; contact us at PRIME [at] primeins [dot] com or call us at 732-400-5242!

Summary: Professional liability insurance coverage for dentists, oral surgeons and dental hygienists is something essential for the industry.