A lot of thought goes into buying jewelry, either as a gift to someone special or a special gift to oneself. Because of that, it makes sense not just to wrap up the purchase with fancy packaging. – but also with a good...

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Insurance and Six Other Things Related to Big Winners - Insurance for lottery winners? Yup, big money winners may lose sight of the larger picture. Life insurance is a smart option for anyone. When it comes to mega...

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Congratulations! You’ve made the first effort to getting a job by seeking advice on how to write a good resume. RELATED: how to optimize your day at the office RELATED: how to react to getting fired You don’t want to...

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Tropical storms with the ferocity of predicted hurricanes demand a determined response that involves evacuation from targeted localities. Besides a proper home insurance policy, residents of NC, SC, VA, FL and any other...

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With recent alerts about dangerous E. Coli and Salmonella infections as a result of tainted romaine lettuce from Yuma, AZ, eggs from IA farms, we’ve almost become accustomed to product recalls. Now with one tragic...

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Change is difficult. When it comes to giving up some form of independence, it is even more difficult. Although the older adult may have years of good driving experience to his or her credit, there are factors that may...

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The weather beckons. Your vacation plans are ready. You purchase travel insurance. You are set to go. RELATED: Will your airline reimburse you for a delayed flight? Many travelers think once a related insurance policy...

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Emergency care centers, emergency medical technicians and emergency service organizations all respond to urgent medical situations. Liability is a big concern and one that specialty commercial insurance should cover....

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Insurance Coverage Designed for Schools and Youth Groups - We all know that accidents can happen anywhere, but for schools and youth groups, the possibility is especially worrisome. That is why the ability to offer...

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Painting contractors can be hired for outdoor or indoor work. This summary outlines the basic coverage needs of both types of painter. RELATED: why insurance for lead paint risks in the 21st Century? Exterior Painting...

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In an era where many find it difficult to make ends meet, the cost of auto insurance seems to exacerbate the situation for drivers. Bad enough that gasoline prices and car maintenance and repair costs are so high, why...

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Given the poisonous nature of chemicals, those companies dealing with the matter – whether liquid, solid or gas – need a special form of insurance protection. RELATED: insurance for asbestos abatement Chemical...

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If you are a business owner, medical center manager, or non-profit, you rely on different energy-powered equipment to help you keep your operation running. These may include: Computers Machinery Boilers Air...

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Fourth of July preparations are underway and the excitement is mounting for all the celebrations. Of course, the colorful bursts of light that proclaim the American Independence in the sky year after year play a big...

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A True Story from the Files of PRIME Insurance - Rachel from our Personal Lines Department shared her recent success story. When a NY client told me that he was able to get a much cheaper insurance rate for an owner-...

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Employment Practices Liability Insurance, generally known as EPLI, has become a coverage staple in the commercial world. There’s widespread reason for it, as the following scenario experienced by a PRIME Insurance...

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Kindness extended to animals at risk is personified through animal rescue organizations that attempt to save dogs, cats and other animals from being euthanized. Like any other non-profit society, related commercial...

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- Insurance for Coin Operated Laundromats and Dry Cleaners - If you run a coin-operated dry cleaning or laundry service, you already know about the distinct exposures you face – both in regard to property and liability...

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Whether you are a boat manufacturer, boat dealer, boat renter or boatyards/boat repair and servicer, the underlying exposures you face places related insurance as a highlighted commercial necessity. RELATED: what...

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Car accidents are no joke and nobody like the insurance industry knows it as well. Below, you will find intriguing details about the matter that you may never have realized. Nine Car Accident Realities that Will Get You...

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Hazardous Industry Mono-Line Workers Comp Insurance - When it comes to the hazardous industry exposure, it is not so much a matter of regularity of occurrences, but the severity of an injury occurrence. This is why the...

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Winter produces white wonderlands that encourage specific recreational activities. Related insurance protects against the various exposures of liability. RELATED: making ice fishing safer Skating Rink Insurance - Ice...

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The cold temperatures of the winter were reaching record breaking lows. Though going outdoors involved layering on the warm clothing and bracing ourselves before meeting the cold, at least we had the warmth and comfort...

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Despite the elimination of lead in paint ingredients by the EPA in 1978, the risks still abound. Below are three different types of insurance that cover the related risks. MORE: Lead poisoning in Brooklyn, NY properties...

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Though touted for achievements that include assisting the world’s poor, combating climate change and maintaining world peace, the UN has invoked classifications of dysfunction, contradiction and discrimination. With the...

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If you missed it in science class, here’s an overview of what happens when water freezes: it expands. In regard to your home, cold temperatures can cause the water in your pipes to freeze, expand and cause increased...

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A PRIME Insurance Holiday Special - This year, Sunday night, December 2nd marked the first night of Chanukah. Keep the flicker of the menorah, the tastes of holiday delicacies and the memories of miracles-past as safe...

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Homeowners insurance that includes protection against fire risks is more important than ever before. This is because the building materials used to construct a home are not as fire resistant as in previous times. The...

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The subject of undocumented immigrants has prompted political debate and the resolve of President Trump to build a wall along the Mexican border. Aside from all the problems related to the undocumented immigrant, auto...

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Enjoy this holiday season, even as you shop. Though studies point to heightened risks of having your purchases, automobiles, credit cards, ID and – yes – even Xmas trimmings taken by thieves, there are measures to take...

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New York labor laws are pro-plaintiff. That’s why it’s troublesome if someone is sued in relation to an employee’s accident. It’s also the reason why general contractors and property managers that employ subcontractors...

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PRIME Insurance Agency has come a long way since our humble beginnings within a makeshift garage office some eighteen years ago. Now, within our beautiful state-of-the-art insurance epicenter at 960 E County Line Rd in...

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Say the words fire and factory and many will associate them with the infamous NY City Triangle Shirtwaist Factory fire of 1911. Recent factory fires in Bangladesh echo the tragedy that resonates with a demand for change...

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A PRIME – Liberty Mutual Guide - Did You Know? According to a 2013 Ponemon Institute, Hartford Steam Boiler report -55 percent of small businesses have had a minimum of 1 data breach -72 percent of businesses were not...

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The world is very wide. Amazon marketplace allows sellers to gain global exposure by presenting trade opportunity without a brick and mortar presence. Many, in fact, have taken advantage and are engaging customers in...

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There has been much hue and cry over the 2014 water crisis in Flint, Michigan . At the time, the water supply came into question in regard to lead poisoning. Residential home owners, landlords, and property financiers...

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We hope the cure to Alzheimer’s is discovered soon. Until that time, though, suffering patients experience declining mental capacity and require extra care in regard to home safety. The first step in preventing home...

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Manufacturers, Dealers and Riders - One thing that motorcycle ‘cruisers’, manufacturers, and sellers share, besides a love of the ‘bike’, is the need for protective insurance that covers inherent risks. This guide helps...

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A 2016 report put the homeless community in the US at a startling 547,708 figure. Many within this sad group are US vets – individuals that have served the country with honor. As we celebrate Veterans Day, it behooves...

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Reducing your car insurance costs is easier than you think. Follow the suggestions below to discover how a lower insurance premium can actually be within reach. Tips for Lower Insurance Rates - Aside from exposing...

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In the business world, we all tend to get in the daily rut of allowing circumstance at the office to get the better of us. Though it’s a given that we cannot be completely in control of the curve balls that we encounter...

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A PRIME and Liberty Mutual Insurance Special - Miscellaneous Professional Liability coverage is also known as Errors and Omissions. It exclusively protects from financial damages and is part of a commercial general...

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Fall. What better name for the season when the trees' aging leaves drop to the ground? Of course, ignoring the growing leaf mounds on your lawn, driveway and walkways will not only impede the aesthetic appeal of your...

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Talk about safety in the workplace and most people will tell you about the risk of theft, fire, slip and falls and other things that may lead to loss and injury. Yet, violence in the workplace is a common threat. While...

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PRIME Insurance, National General Present a Question and Answer Forum - Funny, isn’t it, how we can be so sure about something like a homeowners policy without even knowing the basics. So, ready for some education? Here...

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If you file any form of insurance claim – from homeowners to auto to workers comp – be aware that what you say can work against you. It is common for insurance claims adjusters and insurance company risk managers to use...

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National General ranks high among the leading insurance companies that PRIME deals with, giving customers the full spectrum of premiere service. The Claims Process for NatGen Premier Auto Insurance - Frequently Asked...

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For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

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Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to the...

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Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of Alaska...

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