Insurance carriers that cover equestrian liability and mortality risks write specialty commercial and professional liability policies for horse riding academies as well.

RELATED: insurance for the specialty school

Riding academies school amateurs on acquiring horse-back riding skills. The involved risks are numerous due to the vulnerability of students who generally are just beginners, but seasoned riders that wish to learn dangerous new techniques, like jumping, are also among risk-associated patrons. The exposure to serious lawsuits directed against the academy owner or instructor can involve injury from horse kicking or other unpredictable factors and is the very reason why the industry is so hard to insure.

Horse Boarders Insurance

Horse-back riding academies are responsible for housing horses owned by others as well. Frequently, clients that stable their horses at the academy, allow the facility owners to utilize their horses for riding instruction or riding outings. Because of all this, the academy has the additional liability exposure associated with the care, custody and control of other people’s horses.

Horse Special Events Insurance

In addition, many horse-back riding academies hold special events that intrinsically extend significant perils associated with liability hazard.

These include:

• Rodeos
  
  
• Horse exhibitions
  
  
• Horse jumping matches or competitions
  
  
  
  

For more information on commercial or professional liability for the riding academy, speak to the professionals at Prime Insurance Agency.

PRIME Insurance is a three-generation family-run independent agency. We’re proud partners with many of the leading companies in the industry – big names such as ACE, AmTrust, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage at competitively lowest quotes. Visit us on our online at our insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!

Summary: Prime Insurance highlights coverage for the horse-back riding academy or school.