There’s nothing like the modern era’s technology to prevent a burglar from entering your home and making off with valuables. And when it comes to homeowners, condo or renters insurance, you’re likely to get the benefits of a discount when you install specific property security systems as well. That’s because the insurance companies realize there’s a likely probability that technological advanced security will lower related insurance claims. Now that’s a win-win situation for everyone!

Two Paths to a Tech-Secure Home

1. The Full-Service Home Security System
   This system is comprehensive and comes with central monitoring. Wireless and cable corporations, such as AT&T, as well as the conventional security companies, like Brinks and ADT offer various optional features that can include video surveillance, remote access, smoke and carbon monoxide detecting and more.
   
   
   

   
   

   

   
   
   
2. The Handyman’s Home System
   If you pride yourself on being handy, you can save money by setting up a security system yourself. You can do this with a starter kit from any of the companies offering it and customize your security needs as you go. 

Some of the features the do-it-yourself handyman may want to install may include:

• Smart Cameras with Sensors
  The smart camera can contain a number of security options, like floodlighting, chiming doorbells and motion detection with tasks tailor-designed to your needs.
  
  
• Key-Less Entry Systems
  This state-of-the-art innovation is activated with a code or smartphone and proves highly convenient when you need to let someone in while you are not at home.
  
  
• Home Automation
  This feature allows you to turn on and off interior or exterior lights, radios, televisions and more while away to deter burglars from getting into your private domain.

With all of modern-day technology, don’t forget about some good old-fashioned common sense when it comes to protecting your home from the sticky hands of the unscrupulous. Use simple logic by refraining from making a public announcement about your vacation plans on your twitter or Facebook or any other online platform. Store your jewelry and expensive items out of plain sight. Lock all doors and windows. Arrange with the postal service to put your mail on hold. Make arrangements for your lawn to be maintained. And make sure your home insurance has no gaps of coverage. These tactics along with your security system will guard your home and give you the peace of mind to enjoy your time away without any added baggage of worry.

PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, THE HARTFORD, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!

Summary: Whether you choose an all-inclusive security system provided by a company or make it a do-it-yourself project with the use of a starter kit, you can rest assured you are doing what needs to be done to thwart a burglary – and you may even be rewarded by your home insurance company with a discount!