News sources cited the story of a Los Angeles, CA synagogue security guard and a suspicious-looking woman. After repeated warnings to stop filming the house of worship and leave the area, the security officer fired a warning shot to the ground, but injured the self-proclaimed activist in the foot. 

In today’s precarious world where hate, mass shootings and terrorism are on the rise, security guards are hired for financial trade protection, as well as for schools, houses of worship, cultural centers, nightclubs, businesses and other public places.

Security guards and the companies and agencies they represent face a host of liability exposure. That’s where a carefully designed individualized insurance program comes in for associated coverage.

Customized Insurance Protection for Security Guards

 
Insurance companies place the security guard industry in a similar class as detectives or private eyes, focusing on related training programs, usage of firearms, nature of guard duty, canine assistance, as well as the individual loss history before binding an associated policy. 

Aside from the business liability portion, some insurance underwriters highlight the possibility of lawsuit claims by including related professional liability and personal injury liability forms of coverage into the insurance package. 

For more information about how a customized security guard insurance program can protect the size and scope of your operations, speak to the experienced professionals at Prime Insurance. 

PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, THE HARTFORD, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!

Summary: In a world where shootings and terror attacks, security guards are not just in demand to thwart thefts. Prime Insurance underscores related liability insurance.