Insurance companies, lawyers, public agencies as well as private people hire the services of a private eye. But the very nature of a private investigator’s activities is risky, necessitating related insurance protection.

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Among those requiring insurance in this field are:

• Private Investigators, also known as Forensic Investigators
• Security Consultants
• Detectives
• Fire or Arson Investigators
• Accident Reenactors
• Counter-Terror Professionals
• Expert Testimony Witnesses
• Cyber Security Professionals

Typically, the private investigator requires similar types of coverage as any business owner:

• Commercial General Liability
• Commercial Property Coverage
• Commercial Auto Insurance
• Workers Comp

The following coverage may also be necessary:

• Assault and Battery Insurance
• Professional Liability Insurance
• Invasion of Privacy Coverage
• Fidelity Bonds

For more about insurance coverage for the private investigator, contact an independent agency that has the experience and knowhow of the industry.

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Summary: Most state laws compel private investigators to acquire related insurance coverage. Here’s the summarized rundown.