When travelers and tourists make plans they expect all to go as planned. But life does not always cooperate. For the travel agency or tour operator a mistake can lead to damages and related damages. This is where an essential Errors and Omissions policy can step in to protect the insured.

About Travel Agency Errors and Omissions Insurance

An Errors and Omission insurance policy for the travel agent covers the possibility of claims submitted in regard to purported negligence or errors and omissions. The policy covers mistakes caused by the agent or those that the agent is responsible for.

Coverage generally extends to:

• The agent
  
  
• Agency employees
  
  
• Tour guides contracted by the agency
  
  
• Tour directors contracted by the agency
  
  

Insurance coverage applies to accidents or events such as hotel and tour reservation cancellations, loss of luggage and misinformation presented on travel brochures.

A number of insurance companies also provide related package policies that include coverage for:

• Professional liability
  
  
• Premises liability
  
  
• Operations liability
  
  
• Non-owned auto liability
  
  
• Personal injury liability
  
  
  

For further information about insurance for the travel agency, contact the experienced professionals at Prime Insurance.

About Tour Operators Errors and Omissions Insurance

Like insurance protection for the travel agency, an Errors and Omissions insurance policy for the tour business shields the operator from damages occurring as a result of mistakes or negligence.

For more on this form of coverage, speak to the commercial insurance specialists at Prime Insurance. 

PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, THE HARTFORD, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!

Summary: Errors and Omissions Insurance can protect a travel agency or tour operator from damages occurring as a result of negligence and error.