As per an Insurance Information Institute report, approximately 8 and a half million motorcycles were present on US public roads in 2015. Though that may be a small percentage in view of the other vehicles, the risks to danger appear staggering: motorcycle deaths were almost thirty times more likely to occur among these riders than their motorist counterparts!

Translated into repair expenditures submitted for insurance claims, collisions involving motorcycles raked up a colossal amount between the years 2013-2016: more than four percent than other vehicles - with forty percent of the claims for total losses!

No wonder that motorcycle insurance can be a strain on your wallet. In fact, the ValuePenguin research company discovered that the US average yearly motorcycle premium in 2017 alone was $519.

What if the rate for motorcycle insurance would be reason enough where to reside? Well, then, these five states would be your most desirable bets:

• Wyoming
  Average premium rate per month is $30; average annual rate is $354
  
  
• New Hampshire
  Average premium rate per month is $29; average annual rate is $352
  
  
• Oklahoma
  Average premium rate per month is $28; average annual rate is $341

• Iowa
  Average premium rate per month is $27; average annual rate is $323
  
  
• N Dakota
  Average premium rate per month is $24; average annual rate is $283

Of course, whether you live in a state with the average lowest motorcycle rate like ND, highest, like FL or somewhere in between, like MD, the wisest course of action is to associate with an experienced independent agency that has good working relationships with many of the leading insurance companies and access to competitively lowest quotes!

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Summary: If you could live anywhere in the US, based on low motorcycle insurance rates, where would you choose?