Earthquakes hitting CA; hurricanes impacting LA and residue rain flooding parts of AR, MO, MS and TN; Tornadoes in TX, OK and PA; severe thunderstorms in NY, NJ... Any business can suffer unexpected losses when natural...

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Family’s Hurricane Fun-Guide from PRIME Insurance - It’s important to do the necessary preparation before the winds and rain of a hurricane come blowing and pouring down. While the prospect of a violent storm can be...

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Flood Insurance can help pay for any physical loss that is sustained directly from a flood – simply defined as an overabundance of water on land that is otherwise dry. The National Flood Insurance Program, known by the...

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In 1968, the US Congress created the National Flood Insurance Program (NFIP) to shield property owners from the risks of flood damage. The NFIP offers flood insurance to home and property owners, renters and business...

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Nebraska and many parts of the Midwest are reeling from the recent floods, but the effects of such disasters are not exclusive to that area. Cases in point, of course include FL, TX and other states impounded by...

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A Prime Insurance Special Hurricane Report - Hurricanes Irma, Harvey, Florence, Michael, Barry and others like them have severely impacted cars in the region. Experts define any vehicle that has suffered flooding above...

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Given the amount of related claims received, coupled with the research involved, the insurance industry certainly is well-versed in natural disasters. Natural disasters result in damages, losses, human suffering and...

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With scenes of cars enveloped by floods in the aftermath of hurricanes and tropical storms on the public radar, the headline on this blog begs for answers. Will insurance cover a vehicle damaged by flood water? Auto...

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With hurricanes, tropical storms and floods in the news this very wet season, the frightening statistic on flash floods and car risks has insurance professionals highlighting important safety tips. Get this: close to...

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Though Hurricane Sandy was anything but fun, I couldn’t get over the fact that my neighbor and good friend was connected to the fast moving tropical storm by sharing the very same name. The relationship didn’t add much...

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Tropical storms with the ferocity of predicted hurricanes demand a determined response that involves evacuation from targeted localities. Besides a proper home insurance policy, residents of NC, SC, VA, FL and any other...

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The National Hurricane Center cites peak season for tropical storming from the middle of August to the end of October. For the mobile home owner in particular, the risks are even more significant. For this reason, it is...

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The National Flood Insurance Act was created in 1968 to protect home and property owners in flood-prone areas. Although home owners in designated flood zones may have purchased NFIA insurance protection for physical...

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U.S. cities to take the biggest brunt of hurricane beatings in 2017 are listed in severity as: Cape Hatteras, NC Delray Beach, FL Hollywood, FL Deerfield Beach, FL Florida City, FL Grand Isle, LA Ft. Pierce, FL ...

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A PRIME Insurance Special Report - It’s about 9:20 Friday morning on July 6th in Lakewood, NJ. The early morning’s heavy rain has subsided. There is no longer a need for my windshield wipers’ winding actions. I make a...

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The insurance industry knows all too well about water damage in homes across the nation. If the cause is a covered peril, the homeowner’s policy can kick in to help pay for damage to the structure and personal property....

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In midst of a federal government maelstrom where a shutdown brings a cutoff of services, the National Flood Insurance Program is not exempt from the pinch. When the government’s spending authority is put on hold, home...

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The astute homeowner will ask about the coverage that is in place. After all, no one is seeking unpleasant surprises once a claim is made. If you did not realize that your standard home policy may not cover repair or...

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For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

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More Insurance Options for Mid-Atlantic Commercial Clients! - - Exciting insurance affiliations benefitting customers are forming at PRIME Insurance! As PRIME joins together with Westminster American Insurance Company,...

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Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to the...

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Heightened Insurance Opportunities for Commercial Customers - - Great news for insurance customers: PRIME Insurance Agency is proud to announce it has been appointed to conduct direct business with yet another prominent...

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If you are in the restaurant business, you know that unintentional contamination of food products can occur, resulting in great losses. In fact, according to insurance journals, restaurant food contamination leads to...

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- A PRIME Insurance - PMC Insurance Group Alert - It is painful to have witnessed the devastation caused by Hurricanes Harvey and Irma. Added to the grief are the insurance consequences that TX, FL, GA and SC have to...

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Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of Alaska...

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The insurance industry has been working overtime in dealing with claims in relation to recent tornadoes, hurricanes and floods in states like AL, TX, FL, N and S CA and elsewhere. Nothing, however, can touch a heart...

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- A PRIME Insurance - KB Insurance Announcement - The New York City Department of Buildings (NYC DOB) recently launched a new inspection and certification website called DOB Now. As part of our valued partnership,...

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Your home is your castle and fortress, shielding you from the outdoor elements. But what happens when the elements begin to damage that stronghold? Heavy rain can and does create vulnerability to your property's roof,...

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- A PRIME Insurance Homeowners Special Guide - Most of us are guilty of procrastination in terms of household maintenance tasks. But avoiding cleaning jobs for too long may place your home and property at risk....

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In today's age, solar energy products have become more and more popular. In relation to risks, the insurance industry offers the following coverage. Solar Energy Hazards - Solar Energy usage is a growing alternate to...

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In the insurance industry, we know that customer service is the number one ingredient to being successful. For those in other areas of the selling market, the same holds true. Whether you are a salesperson or customer,...

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- An Overview of Submitted Cyber Insurance Claim Examples - Cyber Ransomware Insurance Claims A NJ nursing home was hit by a ransomware attack of which numerous files became encrypted. The cyber criminals wanted an...

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High winds and flooding brought on by severe weather conditions can impact utility lines, leading to power outages. RELATED: how to prepare for a hurricane While a generator can be used to access electricity, there are ...

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- A Homeowners Timeline Guide by Prime Insurance Agency - 48-Hours Prior to a Hurricane's Predicted Arrival: Heed any instructions by local government Go over personal evacuation route Check if emergency kit includes...

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Like other natural disasters, a hurricane can deliver a serious blow to your operations. From a power outage to broken water pipes to floods to loss of business and so on, the financial impact can hit hard. Those who...

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In this modern-era, cyber security has become extremely important for the business world. Risks of malware and data theft hold the frightening potential to paralyze any company, be it large or small. Cyber Facts that...

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- A Parent's Emergency Guide by PRIME Insurance - The physical and financial toll Hurricane Harvey created within the Houston, TX area was beyond imagination just a short while ago. Now, as warnings of the potential for...

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Both landscape architects and lawn care servicers need to cover their risk of liability. Landscape Architect Professional Liability Insurance - Landscape architects are university accredited to plan effectively for an...

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Whether it's a gas shortage or gas price escalations at the pumps, getting in the know on fuel efficiency is certain to help you get the most out of your mileage. 10 Great Gas-Saving Tips from Auto Insurance Experts -...

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- Effectively Helping Disaster Victims - We all have seen the recent pictures of flooded streets, cars, homes, businesses and property along with the look of anguish and suffering on the faces of residents in NC and SC,...

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Harvey's extraordinary pounding winds have made it the most brutal hurricane to barrage the US over the past decade. It is also the most powerful hurricane to hit TX in recorded history. Ray Gratia, a LA Hurricane...

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Heartbreaking. That's the one word that can accurately describe the scenes depicted on TV and social media in respect to Tropical Storm Harvey's resulting flood waters. But the pitiful pictures we see gets worse for...

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Typos and spelling errors can become a blatant embarrassment to anyone, but face it: all of us are subject to the mistake at one time or other - including political figures. To take the edge off of the error, PRIME...

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As sure as there are lawsuit cases against a law enforcer in regard to mistreatment, there is a need for related insurance coverage. In this age when the various social and political fractions stage protests and counter-...

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Of late, the US government has issued warnings to US travelers, cautioning them about travel to Cancun, Mexico and other foreign destinations. While kidnapping is not too much of a risk locally, the danger does exist in...

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Recent events, like those in Lower Manhattan, NY, Charlottesville, VA, Barcelona, Spain and Marseilles, France, Toronto, Canada and London, England, involving the most simple terror tactics – driving a car into crowds...

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One of the most spectacular displays of nature is about to occur when the solar eclipse over the US extends a path of totality over parts of GA,ID, IL, IA, KS, KY, MT, MO, NE, NC, SC and TN. While locals will have the...

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Vandalism in Charlottesville, NC, Boston, MA and now in Manhattan in regard to the 'Charging Bull' has drawn national attention. How does it relate to insurance protection? "Willful and malicious destruction of property....

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Bullying has made it to the headlines as a grieving Cincinnati, OH dad and mom sue a school following their son's suicide that they say was brought on by vicious bullying. The soul-searching tragedy touches every aspect...

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- The Sad Tale of a NJ Business - Let me tell you the story of Sam, a fruit and vegetable shop owner. Sam's store was part of a NJ community and Sam took full advantage of the relationship he had with the neighborhood....

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