Tropical storms can deliver devastating destruction for the Florida Gulf coast, with weathermen often posting aftermath warnings for the Northeast, including the states of NY, NJ and PA.

For those that live in coastal areas, it’s best to be prepared for the onslaught of the worst. This includes:

• Familiarizing yourself with evacuation roads
  
  
• Designing a plan of action for any pets
  
  
• Ensuring your home is in compliance with hurricane-protection
  building codes and has window storm shutters
  
  
• Making a home inventory for homeowners insurance claims in the event of hurricane damage
  
  
• Having the minimum of a 3-day stockpile of non-perishable food, water, relevant equipment, including flashlights and batteries, a first-aid kit with pertinent medication and a filled gas tank in your car
  
  
• Setting up a secured room, equipped with a standard of NOAA radio
  
  
• Setting aside cash for immediate use after the hurricane passes
  
  

By listening to radio and news sources, you should get necessary warning to:

• Vacate low-lying regions
  
  
• Bring in outdoor paraphernalia  or secure them down effectively
  
  
• Fasten home doors and windows
  
  
• Evacuate as instructed to do

When the hurricane hits – what to do:

• If you live in a mobile home, evacuate and seek alternate shelter
  
  
• Remain in the secured room until the okay is issued from storm monitoring authorities
  
  
• Keep clear of windows
  
  
• Refrain from speaking on phone or lighting candles
  
  
• Listen to weather alerts on radio
  
  

Following the tropical storm – what to do:

• Confirm it is safe to exit your home, before doing so
  
  
• Keep away from any power lines that have fallen while alerting authorities of the occurrence
  
  
• Look out for any signs of flooding
  
  
• Keep away from stationary water (you may be at risk of electrocution if it has been affected by live downed wires)
  
  
• Pending official 'go ahead' refrain from drinking tap water
  
  
• If you have any home property damage, contact your insurance agency or company to find out how you can begin the insurance claims process

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Summary: Get these smart hurricane tips from Prime Insurance Agency.