If you haven’t thought about a wildfire, all you need as a reminder of the possibility of its occurrence is a look at the national news stories. The devastation and impact on both property and human life is heartrending....

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(It's Coverage for Liability Claims!) - If you are a property manager, you understand the insurance implications. You've got your own form of risk exposure that needs specific insurance coverage. Here's what can happen...

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Of all things that naturally pair together, you'd have to agree that kids and the outdoor playground are a synonymous set. From the squeak of the soaring swings, to the twists and turns of the intricate maze systems and...

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Spring's arrival bathes our immediate landscape with a blooming new beautiful appearance. It goads us on to complement the fresh look in our homes by getting it as dust-free and spanking clean as we can. Use the extra...

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A NJ Personal Umbrella Insurance Policy Fills the Gaps! If you have a standard Homeowners or Business Insurance plan, beware! Should you confront a liability scenario that is not under the policy, it could evolve into...

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They say life is stranger than fiction. After reading about these suits, you’ll say every day is stranger than April Fool’s Day. Lawsuit and Insurance Claims that Look Like Jokes - After all the comments he got about...

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- How to Avoid Risk Exposure when doing Laundry - Following your garments' laundering instructions is essential to extend both life and look. What everyone involved in the chore must be equally mindful of is the...

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Oh, the wonders of spring! The sun shines, the trees blossom and the birds sing the melody of the season. What better time than now to create your garden? Ten tips for Cultivating - Determine the type Think about the...

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We know you don't want to be told that you place yourself at risk for an accident if you ride your bike. You know that motorcycles are far more dangerous than a car already. What you really need to know though is how to...

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A parent's love for a child is incomparable to any other emotion. Aside from purchasing a life insurance policy, how can we ensure a bright future for our offspring? Right from the start, the key is to be in tune with...

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As far as correct lighting goes, there are all sorts of opinions. According to the Homeowners or Renters Insurance provider, getting the correct outdoor lighting is vital for warding off burglaries, thefts and accidents....

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- Many Sign Up for NJ Homeowners and Auto Coverage - Last Sunday March 13, Lakewood, NJ experienced extraordinary excitement as the Lake Terrace Ballroom held its first Smart Living Expo for the 40 year age plus crowd....

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Physicians in the Garden State face all types of challenges. Naturally, complaints from patients are one of them. How would you respond if one of your patients reported a complaint with the NJ Board of Examiners? The...

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- Odd Facts about Modern-Day Commercial Enterprises - Warren Buffet started out quite young at business. He was only 14 when he bought a 40-acre farm with money that he made by peddling bottles of soda and magazines...

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If you are like other homeowners and renters, you welcome the first signs of an early spring with gusto! Your enthusiasm may even get you to jumpstart start your yard work. Before rolling up your sleeves and gardening...

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This year's mild winter has its pros and cons. If you have begun feeling an itch at your eyes, nose and throat as well as headaches and sinus pressure, it's likely not your imagination. According to experts, weather...

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- NJ Insurance Claim Scenarios - NJ Non-Profit Directors and Officers Insurance The directors of a chamber of commerce became involved in undertakings that were not associated with the founding trustees' original...

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- Get Good Business Insurance Coverage! - There are so many auto repair shop owners like you that are worried about liability risk exposure. See why getting a tailored NJ commercial insurance policy is your best...

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Just in case you forgot to check your calendar, today is not March 1st. It is February 29th, the rare day added to the end of the third month in a leap year. Fun Facts about February 29th - The added day occurs every...

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Cars, trucks, motorcycles, RVs, ATVs - what would we do without our mode of road travel? Involved in all forms of NJ auto insurance matters, PRIME Insurance Agency presents these twenty vehicle facts for your enjoyment....

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- Keeping Clean in the Kitchen - You have an enemy in the kitchen and it's something that you cannot even see with your naked eye. Bacteria spread easily and quickly. It can go from your hands, to your countertops, to...

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Below zero temps, blowing winds and icy road spots - these are the awful factors that drivers must confront in wintertime. When an auto accident occurs on top of it all, the situation becomes more serious. Winter's...

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The startling growth of a small town turned big will blow your mind. Home to a plethora of parks, schools, universities, arts, eateries, businesses, houses of worship and a hospital, Lakewood's metamorphic...

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- Avoiding the Snow Sport's Risk Exposure - For us old-fogies, the memories of sledding down a steep hill bring almost as much pleasure as the pastime. Now that you are a parent, you certainly want to give the same...

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Though the El Nino phenomenon has greatly impacted Los Angeles, CA and surrounding areas, here in NY, NJ and PA, we've barely scraped the top of the 2015-2016 winter barrel. After just a slight bought of cold, can you...

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- Forearming in NJ, NY, PA and Other Storm Zones - Okay, we've been lucky so far, enjoying an extraordinary warm winter. Don't get too comfortable though. It's safe to assume we won't go completely unscathed before the...

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- Holiday Facts You May Never Have Known - - It's the season for giving and receiving presents. Wrapped gifts mean an excess of wrapping paper leading to approximately four million tons of paper waste in household trash...

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- Grappling with the Aftermath of the Violence - Unfortunately, the world has become a very scary place and Americans are not new-comers to acts of terror. RELATED: The facts about 9/11 RELATED: How the clock foiled a...

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Those who think being a landlord is easy may have another coming to them. If you are a landlord, you know that owning an investment property is not like being a regular homeowner. How do you make the most of your...

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- "Home is where the heart is." - The warming saying above the faint outline of a quaint-looking house framed by lively multihued flowers and luxuriant leafy greenery was the bold imprint on the eye-catching...

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- Summer Fun vs Danger - Ah, the summer! When school's out and the sun is in, summer is the joyous time synonymous with relaxation, recreation and good old fashioned family fun . Having a backyard pool serves these...

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