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Moving - Storage Company: How Insurance can protect from Liability

Moving and/or storing other people’s belongings: that’s risky business! Liable for customers’ personal and business furniture, appliances, equipment and more, a professional Moving or Storage company is responsible for...

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How to Address the Risks of Unpaid Interns in Your Business

There’s good news for the younger generation wishing to join the workforce, as well as for businesses. The Federal government is now giving more leeway for businesses to present unpaid internship opportunities. This...

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How to Prevent Spreading the Flu at Your Workplace

If even one person gets sick while on the job, chances are there’s going to be others that will as well. From the business perspective, that’s not good even if it does not relate to workers comp claims or expenditures....

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Insurance Claims: 8 Sobering Holiday Accident Facts

Labor Day, Thanksgiving, X-mas, New Years, Memorial Day, Fourth- of- July Weekend: these mark celebratory dates when Americans travel, party and host. Unfortunately, more accidents occur on these special days than...

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What Type of Insurance Does your Moving / Storage Company Need?

Moving and storage companies like yours shoulder the risks involved with transporting a family’s or business’s belongings, and/or temporarily storing the boxed items until delivery of the belongings to the final...

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Beyond Workers Comp Insurance: Earned Sick Leave Now in NJ!

Workers Comp is an insurance that employers are lawfully compelled to acquire so that in the event of an accident at the workplace, an injured employee will get medical attention and compensation for loss of income due...

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Truckers, Trucking Companies: What insurance to get?

If you are a trucker or trucking company, you know about the multitude of risks that apply to your niche of business. You need to collaborate with an insurance agency that is familiar with all of the exposures and can...

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Winter Liability: Skating, Ski Operations and Snowmobile Insurance

Winter produces white wonderlands that encourage specific recreational activities. Related insurance protects against the various exposures of liability. RELATED: making ice fishing safer Skating Rink Insurance - Ice...

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How to Make the Most out of a Traffic Jam

A PRIME Insurance Traffic Guide - Unfortunately, traffic jams occur all the time. With the holiday weekend on the immediate horizon and guaranteed traffic jams awaiting vacationers, these tips on how to make the most of...

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Remembering Memorial Day Forever

PRIME Insurance Agency of Lakewood, NJ joins Americans everywhere in saluting those brave US soldiers that gave their lives while defending their country. Memorial Day Facts You May Not Know - Memorial Day dates back to...

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EgyptAir and Why You Need Travel Insurance

The sudden disappearance of EgyptAir Flight 804, in May of 2016 held the world on edge. Whether the tragic crash was terrorist related or a mechanical failure is what investigators are still probing. For the rest of us,...

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When the Lights Go Out in TX, FL, NJ or Anywhere

Quick Tips on Safe Homeowner Generator Use - Home owners and renters have come to know that electrical outages are a fact of life. Owning a generator has key benefits that many cannot do without and others refuse to do...

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Cyber Monday Facts by PRIME Insurance

Fun with PRIME Shopping Facts - Contrary to popular opinion, Cyber Monday is not the busiest online shopping time of the year. According to research, the busiest online shopping occurs approximately ten days prior to X-...

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Chill in the Air; Soup’s On!

As the beautiful fall foliage envelopes the landscape and the orange sunset casts its rays against the expansive horizon, there’s an evening chill that hints of more climate change to come. Within the home kitchen,...

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7 Smart Tips on How to Close Your Pool

- Say good-bye to your pool easily as you prepare for next year’s pool season! - A week before closing, make sure your pool’s pH, alkalinity and calcium hardness is up to par. Perform a shock treatment on your pool so...

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One More interesting Workers Comp case from 2014

STRANGER THAN FICTION - What do you get when you defraud six different insurance companies by creating fake injuries for fake employees who work for imaginary employers? The answer is nearly half a million dollars in...

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Workers Comp Fraud Case From 2014

NOT A HAPPY ENDING - If you're going to collect disability, it's probably best not to take on work as a masseur. A man, 53, in Torrance, California learned the hard way when an investigation revealed that he was...

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Another Interesting Workers’ Compensation Fraud Case From 2014

Robin Hood of Workers' Comp A doctor in California was sentenced to five years of probation with 12 months of home confinement for defrauding the Federal Government and submitting fraudulent workers' compensation claims...

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Fascinating Workers Fraud Case From 2014

Prescription to Prison - - In March of 2014, a man in Washington state was convicted of making 51 trips to emergency rooms and urgent care clinics across western Washington to fraudulently obtain pain medications. The...

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Your Business Needs Workers Compensation Insurance

Did you know the effects of Obama's Affordable Care Act on it? In 2010, President Obama enacted the Patient Protection and Affordable Care Act (ACA), also known as "ObamaCare". U.S. healthcare costs associated with ...

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INTERESTING WORKERS COMPENSATION FRAUD CASE FROM 2014

Now he's singing the blues - A former NY Port Authority officer pled guilty to fraud after it was discovered he was performing as the lead singer with his heavy metal band while collecting disability from the police ...

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“If not for my Umbrella Insurance… My NJ business would be in ruin”

How insurance foresight saved my life’s ambition. I worked long and hard to become a leader in my particular industry. Nonetheless, with each notch to the top, I never lost sight of the fact that I could easily tumble...

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As if I wasn’t busy enough with my business!

I have to be busy with NJ Business Insurance as well?! Deadlines...Payroll... Billing... Orders... Inventory ..Deliveries...Customer service... Meetings... Running your business is an all-encompassing task. You have...

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Myths and realities of workers' compensation indemnity payments

Workers' compensation is more challenging than ever before. Payers are continually navigating a delicate balance between ensuring injured workers' receive appropriate treatment and cost containment. Many of the...

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OSHA report echoes ProPublica and NPR’s workers’ comp findings

Nearly a year ago, ProPublica set out to investigate the extent of changes to America's workers' compensation system and the impact they were having on injured workers. Around the same time, researchers at the federal...

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