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Horse Insurance: Farms, Breeders / Boarders and Carriage Risks

Those in the horse business realize that insurance coverage can make all the difference when a loss occurs. The following are three related industries where indemnity plays a significant role. Horse Farm Insurance -...

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Why General Contractor Insurance? Because Accidents do Occur!

If you are a general contractor, you know that you are exposed to so many risks. The following highlight actual insurance claims that could happen to anyone in the business. Two Insurance Claim Scenarios - 1. NJ Bodily...

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How Recent Hurricanes Affect Workers Comp Coverage

- A PRIME Insurance - PMC Insurance Group Alert - It is painful to have witnessed the devastation caused by Hurricanes Harvey and Irma. Added to the grief are the insurance consequences that TX, FL, GA and SC have to...

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How to Protect Yourself from a Tsunami (or a Nuclear Threat)

Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of Alaska...

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How to Safely Survive a Storm’s Power Outage

High winds and flooding brought on by severe weather conditions can impact utility lines, leading to power outages. RELATED: how to prepare for a hurricane While a generator can be used to access electricity, there are ...

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How to Prepare Yourself from an Imminent Hurricane Threat

- A Homeowners Timeline Guide by Prime Insurance Agency - 48-Hours Prior to a Hurricane's Predicted Arrival: Heed any instructions by local government Go over personal evacuation route Check if emergency kit includes...

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How to Prepare Your Business for a Hurricane Blow

Like other natural disasters, a hurricane can deliver a serious blow to your operations. From a power outage to broken water pipes to floods to loss of business and so on, the financial impact can hit hard. Those who...

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How to Calm Your Child during a Hurricane or Tropical Storm

- A Parent's Emergency Guide by PRIME Insurance - The physical and financial toll Hurricane Harvey created within the Houston, TX area was beyond imagination just a short while ago. Now, as warnings of the potential for...

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How to Protect Yourself from a Charity Scam

- Effectively Helping Disaster Victims - We all have seen the recent pictures of flooded streets, cars, homes, businesses and property along with the look of anguish and suffering on the faces of residents in NC and SC,...

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Why Many TX Homeowners Have Problems with Flood Damage

Heartbreaking. That's the one word that can accurately describe the scenes depicted on TV and social media in respect to Tropical Storm Harvey's resulting flood waters. But the pitiful pictures we see gets worse for...

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How a Customer Learned to Buy Proper Vacant Property Insurance

Obtaining insurance from an experienced, reliable and honest insurance agent is the key to knowing you will be properly covered. For one vacant home owner, the promise of savings on a NJ insurance policy could have got...

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Entertainer Insurance: How the Twins of France Found Coverage

"We bound an interesting kind of risk today," said PRIME Insurance P&C agent, Laizer Schonbrun. Exploring the insurance options available to the world-famous Twins of France was somewhat of a challenge. Differing...

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How to Have a Faster Security Check at Airports

Summertime and holidays are the busiest seasons for airports. Make your security check as efficient and painless as possible by following stress-free suggestions. MORE: How to protect yourself from unexpected travel...

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Overseas Insurance: How to Protect Your Business

Commercial, educational and religious groups traveling overseas face wide international risks. In response, PRIME Insurance has teamed up with the leading companies, like CHUBB, in order to offer the needed protection....

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How to Keep Fire-Safe in an Apartment Building

Fire in an apartment building? The mere thought sends shudders up anyone's back - including those of us in the insurance industry! RELATED: How the apartment dweller can protect his/her belongings With so many family...

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What Insurance for Animal and Vehicle Racetracks?

For the animal and vehicle racetrack, the hazards are of the unique kind, necessitating a specific type of coverage. Animal Racetrack Insurance - Animal racing, such as those in which horses and greyhounds compete, is a...

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What does the Weatherman Say about Your Safety?

- 8 Climate Facts to Know - The US experiences the most deadly and property damaging tornadoes than any other global vicinity, with an annual average of 1,200 tornado occurrences. Hurricane Katrina has been categorized...

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Meet the PRIME Insurance Agency Team

Focus on Joseph Feldman, P&C Insurance Agent - Joseph Feldman, Property & Casualty Agent at PRIME Insurance Agency Q: Thank you, Joseph, for taking the time to discuss your role at PRIME Insurance. Tell us, how...

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Meet the PRIME Insurance Team

Focus on Laizer Schonbrun, P&C Agent - Laizer Schonbrun, Property & Casualty Agent at PRIME Insurance Agency Q: Tell us, Laizer, how you actually became involved in the insurance field? Laizer: I met a friend...

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What Type of Insurance Protects the Houseboat?

- Houseboat and Yacht Insurance Coverage - The insurance companies place houseboats and yachts in the same class. Due to this, coverage, policy premiums and indemnifying conditions are comparable between the two. The...

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Seven Spots Where it’s Easier to Catch the Flu

- A PRIME Insurance Winter Health Special - Fever, sore throat, aches and pains...nobody wants to suffer from flu symptoms. One of the best venues of preventing infection along with frequent hand washing is to avoid...

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How to Protect Yourself from Catching the Flu

- A PRIME Insurance Workplace Special - Influenza is a highly contagious virus that may appear in various strains throughout the winter and spring months. Symptoms include: Fever Sore throat Headache Muscle pain Flu...

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Did You Know This about the White House?

A PRIME Insurance Washington, DC Special - Now that a new president has graced the White House residence, it befits the public to know some interesting related facts. Here we go! 6 Fun Facts about the White House - -...

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How to Shop for a New Car

When you are shopping for a new car, so many factors come into play. Aside from individual preferences and lifestyle needs, there is one common facet to cars that all in the market should look out for - and that's the...

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How Small Business Owners Start Day for Success

It doesn't really take much for the business owner to start off right. These quick tips are the recommended way to go among the successful ones in the world of commerce. 7 Winning Early-Day Business Techniques that Work!...

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Why Snow Removal Contractor Insurance?

Let it snow, say the snow-removal businesses and a winter storm never disappoints them. Aside from school age kids and their teachers that get a relaxing holiday on a snow-day, no one could be happier than the...

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How to Remain Safe during a Winter Storm

The National Weather Service announced a Storm Caution in regard to snow for MD, DE, PA, NJ and NY. With possible heavy snow accumulation of 4 to 6 inches, high winds, associated decreased visibility and temperatures...

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The Super Bowl: How to Protect Special Events

As fun and exciting as the great Super Bowl can be for NFL players and watching fans, the managing directors must deal with an unnerving factor: the possibility of liability. Luckily there is Special Events Liability...

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How to Return Home Safe from the Super Bowl

- A PRIME Insurance and Plymouth Rock Alert - With the annual NFL big finale game on the imminent horizon, fans will be heading off to the actual playoffs in Atlanta, GA, or to watch the games’ developments at local...

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What Type of Insurance for the Shopping Center?

Whether you are a shopping strip or mall owner in NY, NJ, PA or any other state within the US, national focus on such property has left many wondering if the insurance that is in place is adequate. Below is a general...

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Do Medical Marijuana Companies Need Insurance?

Medical Marijuana certainly does need protective insurance. There are two types of aspects of the industry that require the coverage: Medical Marijuana Crop Insurance Medical Marijuana Dispensaries The Differences...

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Happy Chinese New Year from PRIME Insurance!

A holiday based on the lunar calendar, the ‘New Year Festival’ or ‘Spring Festival’, is officially celebrated in many Asian countries, such as Mainland China, Hong Kong, Macau, Taiwan, Singapore, Thailand, Cambodia,...

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How to Prevent Pothole Auto Tire Damage

Like any other winter, this year's potholes have developed as a result of the season's weather conditions. To the motorist, it's more than an annoyance. It's a matter that can damage your tires and put stress on your...

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Will Insurance Cover a Limo Damaged by Protesters?

The anticipation that built up about the glory of the president's inauguration was tempered with apprehension. Protests against the new commander-in-chief's ideology could spark unrest and damage to property. Following...

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How to Find Good Insurance for NJ, NY Coastal Areas

- Nor'easter and Hurricane Insurance Protection - As NY, NJ PA, and other states battle a ferocious Nor'easter, the coastal areas brace themselves for damages from associated winds, rain and flooding. This insurance...

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How to Protect the President at the Inauguration or Public Event

- A PRIME Insurance Special - Friday, January 20th, 2017 was a busy day for police as they coordinated with the different agencies to protect the incoming president and his audience during the much publicized Washington,...

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How to Protect Your Charter Bus with Insurance

A charter bus transports groups to and from different destinations, special events, and reserved lodging and meeting places. In regard to insurance, tour buses are included in the particular class. Besides physical bus...

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What Insurance for the Mobile Home Park Owner?

If you are an owner or manager of a mobile park, you need insurance that shields from bodily injury or property damage liability claims as a result of the property's use, upkeep, or related functions. Coverage should...

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8 Important Factors when Buying NJ Home Insurance

Home insurance is a vital part of owning your home. After all, your home, no matter how humble, is your castle - something that is your most significant asset. If you experience damages or losses to your home or...

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How to Protect Yourself from Catching a Cold

Runny noses, sneezing, coughing, sniffles! It's that season again, folks - cold and flu season. You owe it to yourself and your loved ones to build up your resistance to catching the germs. Experts remain united in the...

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5 Slander Lawsuits that Insurance Dealt With

Explosive accusations against some of the most powerful people have consistently prompted lawsuits and related insurance claims. For the average guy accusing the media or an individual of libel, there has to be proof...

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Insurance Advice: How to Have Good Car Health

Treat your car with respect and your car will respect you, say insurance companies. Not only will a good auto maintenance plan help save drivers on repair bills, according to NJ insurance claim statistics, it may also...

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How to Get Good Insurance for the Uber/Lyft Driver

Being an Uber driver is an appealing way to make extra income with the car you already own. Nonetheless, complications do exist in regard to auto insurance. Though you may have a personal policy in place for your...

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What insurance do Artisan/Trade Contractors Need?

Artisan and Trade Contractors deal with a host of liability risks. That is why getting a protective policy created specifically for those in the industry is essential. A tailored artisan/trade contractor's insurance...

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What do you know about Planes / Airports?

- 9 Fun Facts from NJ Travelers Insurance Experts - Did you know? The International Airport in Nashville, TN is a licensed liquor providing premises. That's why travelers can take their alcoholic drink from the...

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Does Obamacare pay for NJ Auto Accident Injuries?

If you are a NJ driver that suffers injury from an auto collision, your first response to medical bill payment and/or other expenditures as a result of the accident is an auto insurance claim. MORE: Four essential steps...

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How to Drive when Animals Block Your Car

- A NJ Auto Insurance Alert - "There I was, at peace with the world as I drove my car along the highway. Then, out of seemingly nowhere, a deer suddenly sprinted into the road in front of me..." There's definitely a...

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How to Prepare to Ski the Safe Way

A Prime Insurance Winter Special - Even if snow hasn't hit your neck of the woods yet, the white-blanketed mountain areas in Upstate NY and other northeastern high spots offer skiing fun that fans clamor for. RELATED: ...

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Does Builder’s Risk Insurance Protect Construction?

Any builder or contractor knows about the risk exposure in the construction business. It's essential for those in the industry to purchase Builder's Risk Insurance because this policy can protect from losses and damages,...

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Is your Community Association protected by Crime Insurance?

Your community association needs Crime Coverage because... On average small employers experience $120,000 in losses due to employee theft. A typical fraud conspiracy lasts between 1 and 2 years before being discovered....

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