Trucks that haul manufactured homes across highways are more difficult to insure than many other types of trucks for the obvious reason: they carry oversized cargo, transporting the homes from the manufacturer to the...

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My friend has been driving for years but she wants to take some lessons from a driving school. Why? She’s afraid of highway driving. She is just not comfortable with the whole merging factor. RELATED: how to drive...

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Unfortunately for some, the musical jingles associated with the ice cream truck are a stark reminder of tragedy. Statistics tell the sad tale of too many fatal accidents involving eager children crossing the street to...

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The 101 Days of Summer Traffic Safety Campaign - Auto insurance companies that service NJ no doubt are celebrating the new campaign initiated by the state’s Attorney General in conjunction with the Division of Highway...

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Another Prime Insurance Success Story - Well done, Ellen for getting our auto insurance client exactly the same rate as his expiring non-renewable premium when all companies offered sky-high rates! Related: When a...

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Carrying auto insurance for your vehicle is the law. If caught without it, you may be subject to a significant fine, a suspended license, all the financial consequences when you are involved in a collision and even jail...

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So, you operate a trucking operation that hauls sand and gravel and aggregate or ore. In regard to insurance, the underwriters generally find it difficult to place the auto liability and physical damage coverage for...

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Bad enough that if you get a traffic summons, you end up paying a fine, but, depending on the offense, it will also result in a rise in your auto premium. So, pay attention, drivers. This is what you need to know in...

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Though essentially different in nature, the auto seller and renter both need insurance to protect them from management hazards, related safety liability, among other involved risks. The following serves as a quick...

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A Guide from the Insurance Specialists - It’s never a good idea to drive when the gas meter says you’re running on low. Whatever the reason for negligence about this all-important aspect of driving, emergencies like...

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If you are like many drivers, you are uncomfortable when it comes to parallel parking. But a little practice in an empty parking lot using cones or other place markers to create a mimicked parking situation can go a...

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“I love parking meters,” said no one, I think. Despite its unpopularity, here’s the thing that brightens up the sore point about the parking meter. In the event you arrive after your paid time has expired and actually...

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Though young female drivers are far less likely to be involved in hazardous driving than their male counterparts, something is taking place in various states across the United States to change the reflecting rate...

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“You almost made me get into an accident! PLEASE stop being a BACKSEAT DRIVER!” I’d imagine that every driver out there can identify with the above statement. Backseat drivers are... I’ll let you fill in the dots. In...

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On January 14, 2019, a Minnesota motorist’s video captured the heart-stopping episode: a car seat with a toddler strapped into it tumbled from a moving car. Miraculously, the child was uninjured and was saved from a...

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If you’ve ever thought about earthquakes, you probably imagine yourself suddenly experiencing the floor shaking while you are at home or work. But there’s another scenario to consider. Can you imagine experiencing the...

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- - If you’re like most regular vehicle drivers, you are not especially fond of driving close to those big commercial trucks. Of course, the sheer size those big riggers, in terms of height, width and length and tens of...

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Unsung heroes of modern commerce, truckers represent the backbone of industry as they transport merchandise as well as raw goods from one location to another. There’s no doubt that truck drivers face a multitude of...

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Tips from the Auto Insurance Specialists - Listed among some of the most risky driving weather conditions, fog presents undeniable visibility challenges. RELATED: how to drive in icy conditions The best possible piece...

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- - The juncture around and on New Year’s Day is a good a date as any to analyze the effects of drunk driving on insurance rates – given the amount of partying and drinking going on – but the facts remain relevant any...

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As we approach New Year’s Day, there’s something that the insurance professionals advise: use the juncture to review your insurance policies – including your auto coverage. Conducting an annual end-of-year insurance...

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Bumper stickers may seem like the ultimate way to getting a message across. After all, placing a sticker on a vehicle that travels from place to place certainly gives it multi-faceted exposure. Here are some fun facts...

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Garbage truck or waste disposal companies deal with the associated high risks. That’s why related insurance can be so expensive. One benefit of owning a company with a large fleet of trucks is the likelihood of being...

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A Guide from Prime Insurance - If you are relocating from one state to another, or have just bought a new or previously owned car, you will need to purchase license plates. Before going down to the Motor Vehicle...

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A Prime Insurance Auto-Risk Alert - As nature heralds the way to winter, the trees’ leaves lose color, wither and fall to the ground. When leaves are moistened by dew, rainfall or snow, they present hazardous slippery...

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With the nation-wide average auto insurance premium per year at $1,365, it may be that everybody complains about high auto insurance premiums. Nonetheless, if you live in certain states, you may actually be paying more...

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Cars and regularly changing oil: ask any mechanic and you’ll be lectured how important it is to keep up the valuable form of maintenance. RELATED: 7 ways to keep your vehicle in shape If you’ve ever considered changing...

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The frightening statistic is in, and it’s about real people, not ghosts and goblins. The National Insurance Crime Bureau’s recent study indicates that car thieves favor Halloween over any other public holiday: it’s the...

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Your car’s safety belt is one of the best ways to keep safe while driving. In fact, a 2016 study revealed that roughly 14,668 people involved in auto accidents owed their lives to a buckled seatbelt. State and local ...

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Insurance Savings in Queens, NY without Insurance Compromise - This is the story of a large food distribution company centered in Queens, NY. With 20 heavy commercial trucks and tractor-trailers that had plenty of...

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A Prime Insurance Winter Auto Guide - The winter season certainly has its share of risks for drivers. Icy roads perhaps present one of the most auto hazards. The best way, of course, not to get into an accident is to...

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Here’s the dreaded scenario. You casually walk back to where you parked your car. You notice a paper stuck under your windshield wiper. Uh-oh! RELATED: how to speak to a police officer in a traffic stop If you parked in...

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Both the single truck owner-operator and the commercial fleet owner share the need for comprehensive commercial transporting coverage. PRIME Insurance knows about the involved exposure. We offer a special insurance...

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Reducing your car insurance costs is easier than you think. Follow the suggestions below to discover how a lower insurance premium can actually be within reach. Tips for Lower Insurance Rates - Aside from exposing...

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Say No to Drunk Driving in Indiana, in NJ - and Everywhere - Dan Shragel, a police officer for the Indianapolis, Indiana force, is a hero. After all, having arrested close to 4,000 drivers under the influence of alcohol...

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Make your new year's resolution to save more money this year. You pay a premium for NJ Auto Insurance and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of...

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