The excitement of returning to school begins with the trip there. Prime Insurance educates you about some related school bus stuff here. 7 Fascinating Details about the School Bus - School buses have been around since...

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One in 200: those are the chances of your home being stuck by lightning, as per the National Lightning Safety Institute. The statistic, along with a 2015 insurance study citing related damages above the $825 mark, is...

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Anatomy of a Car Accident As per a Lakewood, NJ Police Auto Crash Investigation Report, our insurance client was Vehicle #2. Here’s what occurred: Vehicle #1 was driving Southbound on the right shoulder of New Hampshire...

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If you are a used car dealership, of course you need insurance. RELATED: how to buy a used car Like any business, insurance is an essential part of protecting your company from accidents or mishaps that can occur on any...

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Of late, Tesla and other electric type cars have gotten a great deal of publicity. These cars differ from traditional vehicles by running mostly on electricity, and by being a far cheaper fuel option than others that...

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The ever-growing limousine service business requires insurance geared towards its needs. RELATED: Insurance for the Uber/Lyft driver Limousine services, particularly around cities and airports, can be a one owner/...

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Given the poisonous nature of chemicals, those companies dealing with the matter – whether liquid, solid or gas – need a special form of insurance protection. RELATED: insurance for asbestos abatement Chemical...

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Who doesn’t love the summer? The vehicular traffic on the streets and highways of NJ, NY, PA and other US states are witness to a surge of people traveling to the beaches and parks to enjoy the warmer weather. Along...

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Pawnshops also are known as pawnbrokers. This type of business gives loans to customers that provide security of valuable items, like jewelry, watches, gold coins, musical instruments, TVs or computers as forms of...

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- PRIME Insurance Presents UPC’s Home Self-Inspection - Prime Insurance proudly partners with UPC to announce the UPC Home Self-Inspection Program! This novel HSI option enables home insurance clients to opt for a do-it-...

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Asbestos is a heat resistant, fibrous mineral. While it is miniscule, it is very tough. These fibers have long been incorporated into a broad array of home and commercial products. The problem lies in the health hazards...

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“I was sitting in my kitchen, eating breakfast when the horrific news was broadcast on TV. I heard about the attack and saw airplanes going through the first building. My mind didn’t register the scene. It seemed like...

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The social needs of our communities are addressed by multi-faceted assistance. This includes: Abused Victim Shelters, as well as Animal Shelters: Big Brother and Sister Groups; Botanical Garden Groups, Caregiver...

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If you are a classic or antique car buff, these fun facts are for you! Fun Facts for the Classic Car Enthusiast - The Ford Mustang was first introduced in 1964. The first Chevy Camaro was black in color. The origin of...

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If you haven’t thought about a wildfire, all you need as a reminder of the possibility of its occurrence is a look at the national news stories. The devastation and impact on both property and human life is heartrending....

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A careless drop of a lit cigarette butt; a bonfire left burning – these and more acts of human negligence are what often triggers wildfires - those all-consuming fires that sweep forest and brush. Because wildfires are...

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Spring's arrival bathes our immediate landscape with a blooming new beautiful appearance. It goads us on to complement the fresh look in our homes by getting it as dust-free and spanking clean as we can. Use the extra...

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This from the US Census Bureau: More than 35 million folks (just above 11 percent of the general population) moved into a new dwelling place between 2013 and 2014 Flowers and greenery is not the only things sprouting...

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Have you noticed mold anywhere in your home? The most common cause of mold is moisture buildup from a flood or a leak. If left unchecked, mold can spread and cause property damage that generally is not even covered by a...

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- How to Avoid Risk Exposure when doing Laundry - Following your garments' laundering instructions is essential to extend both life and look. What everyone involved in the chore must be equally mindful of is the...

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As far as correct lighting goes, there are all sorts of opinions. According to the Homeowners or Renters Insurance provider, getting the correct outdoor lighting is vital for warding off burglaries, thefts and accidents....

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- Many Sign Up for NJ Homeowners and Auto Coverage - Last Sunday March 13, Lakewood, NJ experienced extraordinary excitement as the Lake Terrace Ballroom held its first Smart Living Expo for the 40 year age plus crowd....

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- Odd Facts about Modern-Day Commercial Enterprises - Warren Buffet started out quite young at business. He was only 14 when he bought a 40-acre farm with money that he made by peddling bottles of soda and magazines...

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Coverage for all the Liability Risks You Have! - Okay, you say. Everyone knows the big guys need insurance. But us? We're an association with less than 5 condo units and there is not even a swimming pool! Well, good...

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If you are like other homeowners and renters, you welcome the first signs of an early spring with gusto! Your enthusiasm may even get you to jumpstart start your yard work. Before rolling up your sleeves and gardening...

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- Because Coverage Means Protection against Associated Lawsuits! - If you are a manufacturer, you want to focus on production and sales, not lawsuits. See why others like you are glad they have Private Business...

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- Hatchoo! Sniff, sniff! Like it or not, cold season is here! The fact that so many others experience the common illness does not make you feel any better. And though you'd love to hear about a cold cure, scientists...

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- Better Protection for Business Exposure to Growing Risks - In today’s corporate world where the complexity of service, technology, privacy breaches and more puts your business at risk for lawsuit liability, anything...

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- National Rain-Coverage Holiday - Happy February 10th, otherwise known as National Umbrella Day! Today is the official day designated to pay tribute to that handy apparatus that keeps us dry during the rain (and snow!)...

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- The Federal Earthquake Management Standard - On Tuesday, February 2, 2016, President Obama placed his signature on an executive order to begin the new 'Federal Earthquake Risk Management Standard'. These codes are...

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- National Backwards Day: Fun in NY, NJ, PA - In case you didn't know it, Sunday January 31st is a very important holiday. National Backwards Day presents a rare opportunity to build up your confidence. After all, when...

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- NY, NJ, PA and Other Storm Exposed Area Preparedness - Can you remember the Blizzard of '96? How about the Blizzard of 2006? What about the Blizzard of 2010? What these all have in common are school closings, traffic...

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Who needs Premises Liability Insurance? Offices looking only for the liability protection related to their business space require this type of insurance. Premises Insurance Coverage is best for Offices where risk...

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Though summer vacations and holidays are the special marked off days in the calendar, it is the preceding days that experts claim signal the genuine red driving flags. On the eve of any holiday, you aren’t the only one...

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- It’s become about as traditional as Thanksgiving itself and it’s just around the corner! Early morning shopping following Thanksgiving is the business-related offspring of the holiday – dubbed the biggest shopping...

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One-Stop Insurance Expertise! - PRIME Insurance is proud to announce the recent launching of its new Healthcare Facilities Insurance Department, where all your insurance concerns are expertly addressed. A Legacy of...

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- Do You WANT to Understand Insurance? - Based on years of experience with dealing with all types of folks, PRIME Insurance has learned that today’s customers are different than those of yore. Today, customers want to...

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Unbelievable Truths from PRIME Insurance - 10 Bizarre Insurance Facts - British comic Ken Dodd bought a $6,000,000 insurance policy for his teeth. Comedian Rich Hall insured his sense of humor for $1,600,000. Rolling...

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See what Insurance other Agencies Buy for Protection! - PRIME Presents Employment Practices Liability (EPLI) Coverage for Recruiters - PRIME is pleased to offer ‘A’ or higher rated EPLI plans that meet your specific...

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“INSURANCE DEDUCTIBLE” EXPLAINED - We all know that every insurance policy out there comes with a policy deductible. Depending on the policy, your deductible may be in the form of a standard flat fee, such as $1,000 or $...

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