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Why Used Car Dealers Need Specialized Insurance

If you are a used car dealership, of course you need insurance. RELATED: how to buy a used car Like any business, insurance is an essential part of protecting your company from accidents or mishaps that can occur on any...

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How to Successfully Buy a Used Car

Buying a used car may be an option for you if the price tag on a new car is too steep. Because of the risk of landing up with a lemon, it’s smart to learn things to consider before taking the plunge. RELATED: how to...

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Do You Have Proper Insurance for Your Vacant Home?

An unoccupied home has a much higher damage incident rate than an occupied one for the obvious reason –lack of a human presence that monitors risks, such as vandalism, theft and safety issues. The sobering national...

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How to Drive Safer in the Summer Season

Who doesn’t love the summer? The vehicular traffic on the streets and highways of NJ, NY, PA and other US states are witness to a surge of people traveling to the beaches and parks to enjoy the warmer weather. Along...

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Specialized Insurance for Your Pawnshop Business

Pawnshops also are known as pawnbrokers. This type of business gives loans to customers that provide security of valuable items, like jewelry, watches, gold coins, musical instruments, TVs or computers as forms of...

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How 9/11 affected Insurance and Policyholders

“I was sitting in my kitchen, eating breakfast when the horrific news was broadcast on TV. I heard about the attack and saw airplanes going through the first building. My mind didn’t register the scene. It seemed like...

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Why Social Services Need All-in-One Insurance

The social needs of our communities are addressed by multi-faceted assistance. This includes: Abused Victim Shelters, as well as Animal Shelters: Big Brother and Sister Groups; Botanical Garden Groups, Caregiver...

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Wildfire Damages: What Your Insurance Covers

If you haven’t thought about a wildfire, all you need as a reminder of the possibility of its occurrence is a look at the national news stories. The devastation and impact on both property and human life is heartrending....

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How to be Safe when Exposed to Wildfire Risk

A careless drop of a lit cigarette butt; a bonfire left burning – these and more acts of human negligence are what often triggers wildfires - those all-consuming fires that sweep forest and brush. Because wildfires are...

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How to Spruce up Your Home the Easy Way

Spring's arrival bathes our immediate landscape with a blooming new beautiful appearance. It goads us on to complement the fresh look in our homes by getting it as dust-free and spanking clean as we can. Use the extra...

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How Homeowners or Renters Can Ease Move-In Day

This from the US Census Bureau: More than 35 million folks (just above 11 percent of the general population) moved into a new dwelling place between 2013 and 2014 Flowers and greenery is not the only things sprouting...

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How to Prevent and Clean House Mold

Have you noticed mold anywhere in your home? The most common cause of mold is moisture buildup from a flood or a leak. If left unchecked, mold can spread and cause property damage that generally is not even covered by a...

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This is the Safe Way we Wash Our Clothes!

- How to Avoid Risk Exposure when doing Laundry - Following your garments' laundering instructions is essential to extend both life and look. What everyone involved in the chore must be equally mindful of is the...

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How to Get the Best Lighting for Your Home

As far as correct lighting goes, there are all sorts of opinions. According to the Homeowners or Renters Insurance provider, getting the correct outdoor lighting is vital for warding off burglaries, thefts and accidents....

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PRIME Insurance Presents Raffle Winner with $50

- Many Sign Up for NJ Homeowners and Auto Coverage - Last Sunday March 13, Lakewood, NJ experienced extraordinary excitement as the Lake Terrace Ballroom held its first Smart Living Expo for the 40 year age plus crowd....

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When Serious Business becomes Intriguing

- Odd Facts about Modern-Day Commercial Enterprises - Warren Buffet started out quite young at business. He was only 14 when he bought a 40-acre farm with money that he made by peddling bottles of soda and magazines...

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Why a Small Condo Association Needs Insurance

Coverage for all the Liability Risks You Have! - Okay, you say. Everyone knows the big guys need insurance. But us? We're an association with less than 5 condo units and there is not even a swimming pool! Well, good...

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Home Yard Maintenance: How to do it Safe

If you are like other homeowners and renters, you welcome the first signs of an early spring with gusto! Your enthusiasm may even get you to jumpstart start your yard work. Before rolling up your sleeves and gardening...

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Why Do All Manufacturers Need Directors and Officers Insurance?

- Because Coverage Means Protection against Associated Lawsuits! - If you are a manufacturer, you want to focus on production and sales, not lawsuits. See why others like you are glad they have Private Business...

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20 of the Most Amazing Things about Cars

Cars, trucks, motorcycles, RVs, ATVs - what would we do without our mode of road travel? Involved in all forms of NJ auto insurance matters, PRIME Insurance Agency presents these twenty vehicle facts for your enjoyment....

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How to Feel Better When You Get a Cold

- Hatchoo! Sniff, sniff! Like it or not, cold season is here! The fact that so many others experience the common illness does not make you feel any better. And though you'd love to hear about a cold cure, scientists...

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Why Errors & Omissions/Media & Privacy Coverage

- Better Protection for Business Exposure to Growing Risks - In today’s corporate world where the complexity of service, technology, privacy breaches and more puts your business at risk for lawsuit liability, anything...

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Umbrella Day: What it is and How to Celebrate

- National Rain-Coverage Holiday - Happy February 10th, otherwise known as National Umbrella Day! Today is the official day designated to pay tribute to that handy apparatus that keeps us dry during the rain (and snow!)...

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How to do Right by doing it Very Wrong

- National Backwards Day: Fun in NY, NJ, PA - In case you didn't know it, Sunday January 31st is a very important holiday. National Backwards Day presents a rare opportunity to build up your confidence. After all, when...

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How to be Safe and Sound during Blizzard Danger

- NY, NJ, PA and Other Storm Exposed Area Preparedness - Can you remember the Blizzard of '96? How about the Blizzard of 2006? What about the Blizzard of 2010? What these all have in common are school closings, traffic...

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The How and Why of a Better Business Premises Coverage

Who needs Premises Liability Insurance? Offices looking only for the liability protection related to their business space require this type of insurance. Premises Insurance Coverage is best for Offices where risk...

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It’s Holiday Season. Drive Safely!

Though summer vacations and holidays are the special marked off days in the calendar, it is the preceding days that experts claim signal the genuine red driving flags. On the eve of any holiday, you aren’t the only one...

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