Nebraska and many parts of the Midwest are reeling from the recent floods, but the effects of such disasters are not exclusive to that area. Cases in point, of course include FL, TX and other states impounded by...

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If you’ve ever thought about earthquakes, you probably imagine yourself suddenly experiencing the floor shaking while you are at home or work. But there’s another scenario to consider. Can you imagine experiencing the...

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Earthquakes and resulting damages have been on record here in the United States since 1900. Being that the natural disaster can occur at any moment without warning, you may be anywhere – even in the car – when tremors...

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A Prime Insurance Auto-Risk Alert - As nature heralds the way to winter, the trees’ leaves lose color, wither and fall to the ground. When leaves are moistened by dew, rainfall or snow, they present hazardous slippery...

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A PRIME Insurance Report - Will marijuana have an impact on your ability to drive safely? RELATED: insurance and recreational marijuana Impaired perception, motor coordination, attentiveness, and reduced response time...

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With scenes of cars enveloped by floods in the aftermath of hurricanes and tropical storms on the public radar, the headline on this blog begs for answers. Will insurance cover a vehicle damaged by flood water? Auto...

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“I remember it like it was yesterday,” said my friend who ironically works in the auto insurance department of an agency. “I swung into my driveway after midnight right alongside my daughter’s parked car and noticed the...

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Antique and Classic Car Insurance Americans have a special penchant for refurbishing, looking after and preserving older cars. Hence, you find a host of assemblies, exhibitions, and expeditions sponsored by auto clubs...

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Anatomy of a Car Accident As per a Lakewood, NJ Police Auto Crash Investigation Report, our insurance client was Vehicle #2. Here’s what occurred: Vehicle #1 was driving Southbound on the right shoulder of New Hampshire...

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The grim facts certainly speak for themselves. Studies point to the stern realities of distracted driving that are highlighted by related auto insurance claims: 817,000 auto collisions in the state of NJ through 2010...

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Lightning is that quick flash of naturally released high-voltage electricity that occurs during a thunderstorm. It is extremely dangerous, and results in approximately 60 related fatalities per year. Heating up to 50,...

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According to an AAA survey, close to eighty percent of US motorists said they have exhibited angry and aggressive behavior while driving. Even more astonishing is the fact that about 8 million drivers were involved in...

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Did you know? Almost half of commuters questioned said they had requested a driver to discontinue texting while driving. Most states consider texting or talking on a cell phone while driving enforcement violations, but...

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There’s a myth out there that has had car owners letting their vehicles stand idle for a good while so that they can warm up sufficiently. The honest truth according to auto specialists is that if you warm up your...

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From the files of PRIME Insurance: - "Prime Insurance. How can I help you?" "Yes, its Mark Smith from Smith Properties and Associates. Someone from your office called me about my property in Long Branch, NJ. Didn't I...

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Finding the best auto insurance in NJ is simple. FALSE. Unlike popular belief, there is no absolute when it comes to NJ car insurance. Each day brings new possibilities for unfortunate and unforeseeable car accidents....

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for ME? The cop that pulled me over at the Jersey Shore immediately following Super Storm Sandy must have had a heart of stone. Trying to explain the challenges of a wind-torn beach house and my present resulting...

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