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When Someone Borrowing Your Car Causes the Accident

My friend sighed as he related how he had lent his car to a cousin. Shortly thereafter, the cousin called him about an accident he had caused that had left the car with damages. The towing company needed to speak to the...

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When Insurance Covers an Auto-Bike Accident

Spring and summer’s irresistible pull to the great outdoors includes bicyclists. The added traffic strain on the roads, however, places drivers of all types of vehicles at risk of a related accident. MORE: when the...

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How to Make a 9-11 Emergency Call

Emergencies can happen to anyone. That is why it is so important to familiarize yourself and your family with the procedure to summon help. Related: Will auto insurance cover a hit and run accident? 911- The Number for...

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Insurance Matters When the Accident is a Hit and Run

Tell Andrew Sipowicz of Buffalo, NY about hit and run accidents and he’ll likely go on about it on a personal level, as broadcast on his twitter account. While surveying the damage done to his red 2012 Ford Mustang on...

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Does Spring’s Clock-Change affect Your Driving Skills?

Hello, fellow drivers, say the insurance companies as they warn about the possible negative effects of turning forward the clock. Turning the clock forward in the spring season means we are changing our bodies’ sleep...

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How to Buy Auto Insurance for an Illegal Immigrant

Most US states do not issue a driving license for an undocumented immigrant. The difficulty magnifies because anyone without a license cannot acquire auto insurance. If an illegal immigrant drives and causes an accident,...

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Insurance for the Antique and Classic Car or Boat Owner

Antique and Classic Car Insurance Americans have a special penchant for refurbishing, looking after and preserving older cars. Hence, you find a host of assemblies, exhibitions, and expeditions sponsored by auto clubs...

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Teens: Dangerous Driving, Auto Insurance and More

A PRIME Insurance Report - Summertime and teen driving: studies indicate that once school is out, vehicular accidents become the chief cause of teenage deaths. Why are teenage drivers more prone to being involved in a...

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Is Auto Insurance More Costly for Seniors?

As we age, our eyesight wanes, our reflexes slow down and health just is not the same as in younger years, prompting the use of medications. All this can affect the way we drive. It also makes us more prone to being...

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Does Home or Auto Insurance Cover Volcano Damages?

What has been called active volcanic fountaining on Hawaii’s Big Island has left residents in devastation, with homes, vehicles and other property incurring extensive damage. For these Hawaiians and others that live...

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Drive-Text: How NJ is Combating Auto Insurance’s Enemy

The grim facts certainly speak for themselves. Studies point to the stern realities of distracted driving that are highlighted by related auto insurance claims: 817,000 auto collisions in the state of NJ through 2010...

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Are You 1 of the 80% of Drivers Driving Aggressively?

According to an AAA survey, close to eighty percent of US motorists said they have exhibited angry and aggressive behavior while driving. Even more astonishing is the fact that about 8 million drivers were involved in...

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Ten Facts about Distracted Driving Risks

Did you know? Almost half of commuters questioned said they had requested a driver to discontinue texting while driving. Most states consider texting or talking on a cell phone while driving enforcement violations, but...

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Curious Facts about Auto Accidents from Insurance Files

Car accidents are no joke and nobody like the insurance industry knows it as well. Below, you will find intriguing details about the matter that you may never have realized. Nine Car Accident Realities that Will Get You...

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How do I Prevent an Auto Accident on Icy Roads?

A Prime Insurance Winter Auto Guide - The winter season certainly has its share of risks for drivers. Icy roads perhaps present one of the most auto hazards. The best way, of course, not to get into an accident is to...

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How to Warm Up Your Car in the Cold of Winter

There’s a myth out there that has had car owners letting their vehicles stand idle for a good while so that they can warm up sufficiently. The honest truth according to auto specialists is that if you warm up your...

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What to Do When Involved in a Car Accident

- More than NJ Auto Insurance and Claims Processes - "There I was, innocently waiting for the car in front of me to start moving when the totally unexpected occurred: the vehicle behind me rammed into the back of my car....

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NJ Furniture Stores Need Business Insurance That Includes…

...NJ Commercial Auto Insurance, Workers Comp and Surety Bonds! - You’ve built up your furniture store business. You’ve got hundreds of expensive furniture samples and displays. What if you experience damages and losses?...

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Are Diving Boards Worth The Risks?

- Summer Fun vs Danger - Ah, the summer! When school's out and the sun is in, summer is the joyous time synonymous with relaxation, recreation and good old fashioned family fun . Having a backyard pool serves these...

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“If not for my Umbrella Insurance… My NJ business would be in ruin”

How insurance foresight saved my life’s ambition. I worked long and hard to become a leader in my particular industry. Nonetheless, with each notch to the top, I never lost sight of the fact that I could easily tumble...

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Finding the best auto insurance in NJ is simple.

Finding the best auto insurance in NJ is simple. FALSE. Unlike popular belief, there is no absolute when it comes to NJ car insurance. Each day brings new possibilities for unfortunate and unforeseeable car accidents....

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Do You Want Good Affordable Car Insurance?

for ME? The cop that pulled me over at the Jersey Shore immediately following Super Storm Sandy must have had a heart of stone. Trying to explain the challenges of a wind-torn beach house and my present resulting...

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Car Accidents Can Happen Anywhere!

Will your NJ car insurance cover the unexpected? It was a late Saturday night following a Deal, NJ high school performance in the dead of winter. I inched along the icy asphalt whilst praying to make it home with car...

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