The Diamond Ring, ‘Symbol of Affection’ or ‘Collateral’?

They say diamonds are forever. So, when a man presents his bride-to-be with a diamond engagement ring, it stands to reason that it’s representative of the promise inherent to an eternal relationship of bliss.

From a historical standpoint, there’s another facet of sparkle.

By the mid-1940s the engagement ring was seen as something more. It was a form of insurance, so to speak, for the bride. Should her groom desert her, she had something of worth to take with her.  And considering the pricey cost of any such rock embellishing ring, a groom would think more than once before walking away from his commitment.

Today, just as in years gone by, the phenomenon of broken engagements exists. According to statistics, however, contemporary women involved in a breached engagement, by and large, return the jewelry they receive. For those that go on to actually tie the knot of marriage, obtaining a conventional form of insurance coverage for the diamond engagement ring guarantees protection in the event of an expensive loss.

Insuring Your Diamond Ring

Although a standard NJ Homeowners Insurance, including typical NJ Renters insurance, embraces the articles in your home, it has limited value.

 A costly item like a diamond ring needs extended coverage. Known as scheduled personal property coverage, this addendum to your homeowners or renters insurance escalates the typical limits on your standard plan allowing your ring coverage for maximum appraised worth.

PRIME Insurance Agency, Your Source for Jewelry and Ring Coverage

PRIME Insurance Agency understands your attachment to your engagement diamond ring. Its glitter, 'fire' and shimmer has significant sentimental value as well as high monetary value. Let’s discuss your current homeowners or renters insurance and see what we can do to ensure you get optimum coverage at the competitiely lowest insurance quote, making it yours forever. 

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Visit us at http://www.primeins.com/, email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and experience the PRIME difference!