RV Insurance

Protect Your Home Away from Home

Because your road trip should be fun, we take recreational vehicle insurance seriously. We want to make sure that you have the right coverage to protect you from loss, and that you understand the important coverages that a motor home or travel trailer owner needs.
The motor home and travel trailer program offers broad coverage, understandable policy language, and coverages that you rarely get with an endorsement to an automobile policy.

You can choose from the full coverage option called Collision/Comprehensive protection. That would insure you against sudden and accidental loss due to a collision, fire, windstorm, landslide, vandalism, and other perils. The other option would be Liability Only – protection against liability issues that may arise from using your recreational vehicle.
Add to your policy with any of these valuable coverages:
Total Loss Replacement. The insurance company will replace your RV if it is damaged beyond repair in the first five model years. You receive another unit of the same kind and quality – no depreciation.
Outstanding Loan Balance. If a RV is protected for its actual cash value, a claim settlement for a total loss might not be enough to pay off an outstanding loan. This option ensures you're not left with a loan to pay and no RV to show for it.
Agreed Value. Together, we determine how much your RV is worth and insure it for that amount. If you suffer a total loss, you’ll be reimbursed for that agreed amount – no depreciation.