Dwelling Fire Insurance

The Dwelling Fire policy is designed for the unique needs of landlords and investors, for tenant-occupied or vacant properties. Most dwelling Fire policies will cover the home for the desired limits set for the dwelling, and liability limits anywhere from $100,000.00 to $500,000.00

Liability insurance is very important in every type of homeowner's coverage. It helps protect the owner from financial disaster if someone files a claim and sues the homeowner or if the courts hold the homeowner legally responsible for someone else's injury or property damage. Liability limits should be determined by the value of the homeowner’s total assets. For a small increase in premium the liability limits can be raised.

Investors or individuals with sizable assets should consider obtaining an umbrella policy. (See umbrella policies)